Read articles written by Kristen Nadel
SageSure Homeowners Insurance Review (2023)
SageSure is a property insurance company specializing in coastal states. Founded in 2009, they are willing to insure higher-risk coastal homes, which is a big plus. Overall, they have received mostly positive reviews with few complaints. They offfer select additional products depending on the state you live in.
Does Homeowners Insurance Cover Emotional Support Animals
Yes, homeowners insurance covers emotional support animals in a similar way that it covers regular pets.
Does Homeowners Insurance Cover Ductwork?
The ductwork in your home is connected to your HVAC system and is essential for controlling the temperature throughout your home. But, does home insurance cover your ducts if they are damaged? When you have a homeowners insurance policy, your ductwork is covered if it is damaged due to a covered peril. These perils include ... Read more
Full-Time RV Insurance
When you own a recreational vehicle, it is important that you get it properly insured. Much like a home, there are many unexpected circumstances that can occur to cause damage. You want to make sure you have appropriate coverage in place in case this happens. Since recreational vehicles need aspects of homeowners and auto insurance ... Read more
Does Home Insurance Cover Cracked Walls?
The walls in your home provide structure to the entire dwelling. If one of your walls has significant cracks you need to make sure that your home insurance policy is able to cover damages because getting these repairs done quickly is essential. As long as your walls are not cracking due to wear and tear, ... Read more
Four Point Home Inspection
If you want to make sure your home is updated and safe, you need to get an inspection done by a professional. A four-point home inspection takes a look at four major systems in your home to verify they are all in good condition. The systems are your roof, electrical, plumbing, and HVAC. This is ... Read more
Does Home Insurance Automatically Renew?
When you have a homeowners insurance policy, you get the confidence in knowing that your home is protected from many different perils. You must make sure your policy is active if you want to keep receiving coverage, so learning more about the policy will help you make sure your coverage does not lapse or end. ... Read more
Does Homeowners Insurance Cover Gutters?
Your gutters play an important role in keeping your home safe. Even when you have home insurance, clearing out your gutters and ensuring there are no blockages is essential. Home insurance does cover damage to your gutters, as long as it is not seen as preventable damage. This is why maintaining your gutters is a ... Read more
Itemized Contents List for Home Insurance Claim
If you need to file a homeowners insurance claim, it is important that you accurately assess your home for damages. This means taking a look at your belongings to see what has been damaged and what is in need of repairs or replacements. Creating this list is simple when you know exactly what the insurance ... Read more
Equipment Breakdown Coverage: Details, Cost & Claim Examples
When you have an existing homeowners insurance policy, there are endorsements that can be added to provide additional coverage. If you have equipment breakdown coverage on your policy, this will protect your appliances that are affected by electrical or mechanical issues. If you have a washing machine, dryer, dishwasher, stove, and other similar appliances, it ... Read more
Does Home Insurance Cover Snow Damage?
When you have homeowners insurance, you expect it to protect you from all kinds of weather-related hazards. Living in a cold area means snowstorms are inevitable. If your home gets damaged during a blizzard, it is important to know exactly what is protected. So does home insurance cover snow damage? Homeowners insurance does cover damage ... Read more
Does Home Insurance Cover Earthquakes?
Protecting your home from earthquakes is very important when you live in an area where they are prominent. You might be wondering “does home insurance cover earthquakes?” No, a standard homeowners policy does not cover earthquake damage. You need to obtain a separate policy specific to these damages. If you already have homeowners insurance and ... Read more
