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snow damage

Does Home Insurance Cover Snow Damage?

When you have homeowners insurance, you expect it to protect you from all kinds of weather-related hazards. Living in a cold area means snowstorms are inevitable. If your home gets damaged during a blizzard, it is important to know exactly what is protected. So does home insurance cover snow damage? Homeowners insurance does cover damage ... Read more
earthquake damage

Does Home Insurance Cover Earthquakes?

Protecting your home from earthquakes is very important when you live in an area where they are prominent. You might be wondering “does home insurance cover earthquakes?” No, a standard homeowners policy does not cover earthquake damage. You need to obtain a separate policy specific to these damages. If you already have homeowners insurance and ... Read more
covered perils

Perils Covered by Homeowners Insurance

Having insurance in place is essential and protects your home from a variety of hazards. Anything can happen, so preparing for the unexpected is a must. While you never want to use it, keeping an active policy in place will prevent you from experiencing a big loss that can home with a high price tag. ... Read more

Does Home Insurance Cover Rain Damage?

Having a homeowners policy in place is crucial, especially when you are at risk of experiencing damage due to weather. Since this is one of the most common occurrences that require homeowners to file a claim, knowing what is covered is very beneficial. Your standard homeowners policy does cover damage as a result of rain ... Read more

How Can I Check My Home Insurance Claims History?

There are plenty of reasons one might want to check their home insurance claims history. Perhaps you want to check for fraud or want to get an understanding of why your premiums are what they are. Luckily, checking your home insurance claim history can be quite straightforward. While the specific process may vary among different ... Read more

Does Home Insurance Cover Gas Leaks?

Gas leaks are among the scariest problems that a homeowner can face. Not only can a minor gas leak be toxic to you and your family, but the idea that it might lead to explosions and cause serious harm to yourself and those around you is the stuff of nightmares. Your homeowner’s insurance can cover ... Read more

Does Homeowners Insurance Cover Wind Damage to The Roof?

Wind damage is responsible for a lot of destruction nationwide. Nearly 5% of all households in the United States file a claim for weather-related damage every year. If the home sustains damage due to natural causes such as hail, the homeowners insurance policy will provide protection. Homeowners policies are primarily designed to protect you from ... Read more

Does RV Insurance Cover Roof Leaks?

RV insurance protects your RV against most common perils. If you’re taking your RV out on the road, you may find that eventually, some water damage emerges. The RV is constantly exposed to the elements and if you’ve used your RV for prolonged periods, discovering a water leak is inevitable. What happens when water leaks ... Read more

Does Homeowners Insurance Cover Raccoon Removal?

Raccoons and other animals such as squirrels, birds, bats, and mice are treated differently by insurance companies. Raccoons exist all over North America and they can cause significant damage to the structure of the home. If you have a homeowners insurance policy and it covers raccoon removal, there are special services that can remove raccoons ... Read more

Does Renters Insurance Cover Auto Theft?

If your vehicle is stolen, insurance companies have the responsibility to compensate you for the market value of your vehicle. If you have comprehensive insurance and renters insurance, you can reap the benefits of both coverages. Collision insurance will not protect you if your car is stolen because it only covers you for collision damages. ... Read more

Does Renters Insurance Cover Vandalism?

Renters insurance protects your rental unit or home from damage and this includes personal property and liability insurance for unpredictable events such as vandalism. Renters insurance provides a high level of coverage, similar to homeowners insurance. HO-4 renters insurance policies have three levels of coverage: Personal property, liability insurance, and loss of use. If your ... Read more

Does Renters Insurance Cover Hurricane Damage?

Hurricane season runs in the United States from June through October. According to statistics from the National Oceanic And Atmospheric Association, we see an average of 6 hurricanes and 12 named storms during the Hurricane season. To prepare for damaging hurricanes, you need the right insurance. Renters insurance or HO-4 insurance provides optimal protection for ... Read more

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