Blog

Enjoy reading about homeowners insurance.
Compare home insurance quotes
Use our free comparison tool to compare rates from the best providers in your area

Explore home insurance articles

Home Insurance in Santa Rosa County, FL: Companies & Premiums

Santa Rosa County is located on the western end of the Florida Panhandle. The county spans the north-to-south length of the panhandle and has both beach towns to the south on the Gulf Coast and foresting and farming to the north, closer to the Alabama border. According to the US Census Bureau, Santa Rosa County ... Read more

Home Insurance in Escambia County, FL: Companies & Premiums

Escambia County, which makes up the western end of the Florida Panhandle, is bordered by the Gulf of Mexico and Alabama. With a relatively mid-sized population compared to other counties in Florida, Escambia County had a reported 318,316 residents as of 2019. Escambia County features a largely middle-class population and had a median household income ... Read more
Home Insurance in Lakewood, CO: Companies & Premiums

Home Insurance in Lakewood, CO: Companies & Premiums

Lakewood is a fast-growing all-American city, located at the foot of the Rocky Mountains, 7 miles west of Denver. It is surrounded by major roadways, including Interstates I-70 and I-25, U.S. routes 285 and 6, and Colorado State Highways 26 and 470. Red Rock Community College and the main campus of Colorado Christian University are ... Read more
Home Insurance in La Junta, CO: Companies & Premiums

Home Insurance in La Junta, CO: Companies & Premiums

If you are a homeowner, then the subject of insurance has crossed your mind. Insuring your property is majorly important. Having an accident or natural disaster that puts your assets at risk can happen to anyone. Fires and liability accidents are the leading cause of homeowners losing their assets. Rather than take the risk, find ... Read more
Home Insurance in Gunnison, CO: Companies & Premiums

Home Insurance in Gunnison, CO: Companies & Premiums

Homeowners need an HO-3 policy to cover their homes and assets. An accident can happen at any moment, and coverage keeps you from losing everything. Accidents do not have to be fire or damage-related either. Sometimes, a liability accident can happen, and you can get sued for the things that you own. To keep from ... Read more
Home Insurance in Grand Junction, CO: Companies & Premiums

Home Insurance in Grand Junction, CO: Companies & Premiums

Grand Junction is the largest city on the Western Slope in Colorado. It is located in Mesa County and serves as a hub for shipping and transportation between Salt Lake City and Denver. It is home to The Colorado National Monument where you can do outdoor activities such as biking and hiking or you can ... Read more
Home Insurance in Glenwood Springs, CO: Companies & Premiums

Home Insurance in Glenwood Springs, CO: Companies & Premiums

All homeowners need insurance. An HO-3 policy is meant to protect personal property from any liability or accidents. If there is a fire, all of your things inside of the home as well as the home itself should be covered. Typical HO-3 policies also include medical payments. Expect to pay a deductible before the insurance ... Read more
Home Insurance in Fort Morgan, CO: Companies & Premiums

Home Insurance in Fort Morgan, CO: Companies & Premiums

Home insurance protects a homeowner’s personal property and their actual home. This is a common type of insurance that covers most parts of the home. Most HO-3 premiums also cover liability and medical payments. An HO-3 policy should cover the cost of your assets. If it is too far below your assets, then you may ... Read more
Home Insurance in Estes Park, CO: Companies & Premiums

Home Insurance in Estes Park, CO: Companies & Premiums

A homeowner needs an HO-3 policy. This type of insurance protects their personal property and any liability associated with it. Most homeowners keep insurance to protect their assets from any liability damage or damage caused by an accident. For example, a fire may leave a person with no home or furniture, but good insurance should ... Read more
Home Insurance in Durango, CO: Companies & Premiums

Home Insurance in Durango, CO: Companies & Premiums

Different types of home insurance premiums depend on the nature of the home. Many homeowners with their own land and personal property need a homeowners insurance policy called an HO-3. An HO-3 premium covers private property and the structure of their home. It also covers the furniture and appliances on the inside. In many cases, ... Read more
Home Insurance in Denver, CO: Companies & Premiums

Home Insurance in Denver, CO: Companies & Premiums

Denver is the state capital and most populous city in Colorado. Also known as the Mile High City, it offers world-class cultural attractions, chef-driven dining, thriving craft breweries, and many more. It is where outdoor adventure meets urban sophistication. Some of its tourist attractions are the Rocky Mountain National Park, Coors Brewery, Denver Zoo, Six ... Read more
Home Insurance in Craig, CO: Companies & Premiums

Home Insurance in Craig, CO: Companies & Premiums

An HO-3 policy covers a homeowner’s personal property. This includes the basic structure of the home as well as the contents inside of it. Most homeowners cannot own a home without home insurance. Protecting your property in case of a serious accident or liability damage is important. You never know when the accident will happen, ... Read more

Thank You for Visiting HOIC