A resource hub for homeowners.
If you are financing your home through a lender, they will help you decide how your home insurance will need to be paid. They will require that you have insurance as they have a vested interest in the property and won’t allow you to move in until you have provided…
Your standard home insurance plan has basic limitations and exclusions that some homeowners may not be aware of and, therefore, could be underinsured when it comes time for a devastating event. Supplemental policies fill the voids left by the basic homeowners plans. In your standard plan, there is Coverage A…
More and more people are tending towards alternative living conditions, such as tiny houses and floating homes. This is awesome but it makes insuring their options a bit more arduous. Finding carriers to take on these as a risk is daunting. In this article we will take a deeper look…
It may surprise most people to find out that home insurance carriers use your credit score to decide what your premium is going to be for your policy. A majority of us feel this is only the case when we’re getting a loan or applying for a new credit card….
The difference between a home warranty and your homeowners insurance is that the home warranty will protect the things that allow your home to function properly when they begin to wear down while the homeowner’s insurance will protect the home and your personal belongings from sudden, accidental loss and not…
Coverage A of your standard homeowner’s insurance policy which is known as the dwelling coverage is going to protect the main dwelling of your property against physical damage caused to the residence including any interior fireplaces, flooring, bathrooms, or structures that may be attached to it on top of the…
Most everyone wants to save as much as they possibly can with their homeowners insurance premiums. Many want the answer to the same question, do I have to pay for additional structures if I don’t have any? And the answer is not really cut and dry. With a standard homeowner’s…
When you purchase a condo, you are buying into a unique set of circumstances as far as the property and the insurance needs. A homeowners association or perhaps a condominium board will generally control the grounds and the property. You bought the four walls that surround the home and you…
Standard home insurance policies devote 10% of the coverage for the main dwelling coverage towards other structures on the property which would include detached garages or fences and a multitude of other items. Your plan will outline the protection that these structures obtain as Coverage B, while the main dwelling…
It’s difficult to know what to do when your homeowners insurance company won’t pay. Each insurance company is different and they all deny insurance claims for a variety of different reasons. Most homeowners become furious at the concept that their insurance carrier would dare to deny their claim after all…
MiddleOak Insurance is a Connecticut-based private insurance company that insures real estate owners and landlords for buildings & commercial properties. MiddleOak specializes in apartment building insurance and caters their services to building owners who own multi-condo units. Table of Contents1 Company Overview2 Financial Ratings3 Multi-Family Dwelling Insurance3.1 Tenant Emergency Assistance…
Westfield Insurance Group is an Ohio-based insurance provider that provides personal and business/commercial insurance policies. Westfield is one of the largest insurance companies in Ohio and the Midwest – the company currently writes policies in 21 states they service. Westfield provides a number of financial and personal insurance policies for…
Finding the right homeowners insurance in the city of Columbus in Georgia is easy, as long as you know how to look. In this article, we will walk you through the different homeowners insurance available in this city. Tucked nicely against the beautiful Chattahoochee River, Columbus is a vibrant city…
Fort Collins is home to a vibrant nightlife scene, diverse cultural attractions, and great recreational opportunities. It is located 60 miles north of Denver airport and is the fourth most populous city in Colorado. No matter what season, this city is always full of activities to do. From world-class whitewater…
Denver is the state capital and most populous city in Colorado. Also known as the Mile High City, it offers world-class cultural attractions, chef-driven dining, thriving craft breweries, and many more. It is where outdoor adventure meets urban sophistication. Some of its tourist attractions are the Rocky Mountain National Park,…
If you are looking for the most affordable homeowners insurance in Macon, Georgia, you have come to the right place. In this article, we will detail various insurance companies in Macon and will show you tips on how to find the right policy for your home. Just 85 miles of…
The beautiful city of Savannah, Georgia is a dream city for a lot of families. In this article we will help you find the best homeowners insurance in Savannah, Georgia. Savannah is the oldest city in the state of Georgia and is Chatham County’s seat. The city was established in…
If you are searching for the best homeowners insurance in Albany, you have come to the right place. We will show some of the most affordable homeowners insurance policies in this scenic town. Albany is a vibrant and friendly city located in the southwest area of Georgia. It is a…
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