A resource hub for homeowners.
Fire damage can be devastating to a home and cause significant property damage and injuries. The most common form of fire damage are electrical fires, kitchen fires, candle fires, and wildfires. Wildfires have the potential to burn through millions of acres and engulf thousands of homes in flames. This is…
Jewelry is an extremely valuable property and it’s easily damaged and stolen. Homeowners insurance can provide a degree of protection for jewelry, but it’s essentially treated as any other property unless you individually insure it. This guide will cover how you can secure your jewelry at full replacement value to…
Renters insurance is becoming mandatory for rental properties as more landlords demand tenants to get insurance. If you’re renting an apartment, house, or townhouse, you can buy renters insurance before you sign the lease. Renters insurance is affordable at only $150/year for the average policy and it protects all your…
On average, the annual cost of a homeowners insurance policy in 2020 is $1,445, but in reality, the average cost between different regions, states, and individual households can range greatly. A number of factors come into play when an insurer is determining your home insurance quote, including: Home age Condition…
When purchasing home insurance for your condo or townhome, you need to be sure that you get a policy that adequately covers the cost to repair or rebuild your property. A standard homeowners policy will cover and reimburse the cost to fix damage to your home in the event of…
When you’re preparing to purchase a home, your mortgage lender may require you to purchase title insurance. The reason lenders ask borrowers to purchase these policies is because they don’t want any legal and financial claims on the property that become known after the sale is finalized to cause lengthy…
The structural components of your condo and the property within are covered by two types of policies: a master policy purchased by your condo association and the individual condo insurance that you choose to purchase. When you purchase a condo, your mortgage lender will require you to obtain a condo…
Although condos are purchased and not rented, condo owners won’t be able to purchase homeowners insurance for their property. Homeowners and condo insurance policies have several important distinctions that condo and homeowners need to know when considering properties they want to buy. At the end of the day, condo and…
In the United States, condo insurance costs average for 2020 is $478 for an annual premium. The cost of condo insurance policies, however, can vary greatly, and to understand why, you need to know how condo insurance works and what can affect the types and amount of coverage needed to…
When shopping for the best condo insurance, you need to take a look at a variety of options, but the process can feel overwhelming because of how many policies there are on the market. Much like homeowners insurance, standard condo insurance includes several different types of coverage. While you want…
If you live in a condominium or apartment, you will need to consider if you want home insurance. The options available for your situation, condo insurance, and renters insurance, respectively, have differences compared to standard homeowners insurance policies that you need to know. Table of Contents1 What Insurance Do You…
When mortgage lenders extend a loan to a future homeowner, they want to make sure that their profits are protected. If a homeowner is making a downpayment of less than 20% of the value of the loan, lenders often require that the borrower purchase a private mortgage insurance (PMI) policy….
Within over 365,000 residents in 2019, Marion County is one of the most populous counties in the state of Florida. The county is just north of the close to the center of peninsular Florida and is made up of the Ocala Metropolitan Area, which crosses over the border of 3…
Putnam County is a landlocked area located in northeastern Florida, relatively close to the Atlantic coastline. There are close to 75,000 residents living in Putnam County as of 2019, with many of them living within a multi-county population cluster known as the Palatka Micropolitan Statistical Area, home to just under…
St. Johns County is located on the northern Atlantic coastline of Florida. The population of St. Johns County, as of 2019, is made up of 264,572 residents according to the US Census Bureau, which makes it one of the most populated counties in the state. Table of Contents1 Living in…
Sitting along the Atlantic coastline, Nassau County is located in Northeastern Florida and has a population of 88,625 residents, as of 2019. The county features a variety of ecological environments, including Amelia Island, the plethora of beach communities, fertile farmland, timberland forests, and numerous rivers. Table of Contents1 Living in…
Duval County is the third most northern county along Florida’s Atlantic coastline, and according to the US Census Bureau, the population of Duval County is 957,755 as of 2019. Although much of the county is considered urban and suburban, it also features two nationally protected areas, the Fort Caroline National…
Clay County is a landlocked municipality located in northeastern Florida. As of 2019, Clay County has 219,252 residents, making the county one of the most populated in the state of Florida. The largest contributing industries to the county’s revenue are mixed freight/goods transportation industry, pharmaceutical industry, and the technology/electronics industry. …
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