Blog

A resource hub for homeowners.

Useful Articles

Canine Liability Exclusion

Liability coverage included in a homeowners insurance policy provides financial protection in the event that you are liable or legally responsible for others’ injuries or property damage. That coverage extends to damage other members of your household, including your pets, may cause.  However, if you have a dog and are…

Catastrophe Insurance

While standard home insurance policies include several different types of coverage to protect your home, they include lists of events that are excluded from coverage as well. If any damage occurs from one of these events, your insurance company will not accept any claims to provide financial protection or recompensation…

Water Exclusion Clause Home Insurance

In the world of insurance, there always seems to be a catch or clause hidden within the context of any given policy. The water exclusion clause is no exception. Water damage is a contentious issue in most homeowners insurance policies. Especially if you live in an area that frequently receives…

Loss Settlement Amount

No matter what type of limits of liability are shown on your insurance policy’s declaration page, every homeowner will also contain a loss-settlement provision. This provision outlines how a claim will be paid subject to the various conditions of the policy itself. Generally, loss settlement applies to the replacement cost…

What Is Personal Lines Insurance?

When you need to be safeguarded from a loss you cannot cover on your own, personal lines insurance comes into play. While you may not hear of personal lines insurance every day, odds are, you’re already a policyholder of many insurance types that fall under the umbrella of personal lines…

Home Insurance Rates By City

Home Insurance in Clay County, FL: Companies & Premiums

Clay County is a landlocked municipality located in northeastern Florida. As of 2019, Clay County has 219,252 residents, making the county one of the most populated in the state of Florida. The largest contributing industries to the county’s revenue are mixed freight/goods transportation industry, pharmaceutical industry, and the technology/electronics industry. …

Ad Disclosure: HomeownersInsuranceCover may receive commissions through affiliated companies featured on our site. However, this does not impact our reviews and comparisons. We try our best to keep things fair and balanced, in order to help you make the best choice for you. To learn more, click he​re.


Copyright 2020 © HomeownersInsuranceCover