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Home Insurance For Farms And Ranches

Having a farm and ranch insurance provides protection for your property which may include your home, agricultural, and livestock. If you live in a farm, rural home, or a ranch, you may want to consider this unique insurance policy that will provide you with wider coverage. Farm insurance is a…

Home Insurance For Townhouse

Homeowners who live in a townhome, townhouse, or rowhouse are typically not required to purchase an insurance policy. Nevertheless, there are times when your mortgage lender, homeowner’s association, or landlord will require you to get coverage. Depending on your specific situation, you may need renters insurance, condo insurance, or standard…

Home Insurance Endorsements

An endorsement, also known as riders or options, is an additional product which will allow you to raise whatever limitations your homeowners insurance may have. Using an endorsement is one of the best ways to enable you to stretch the limits of your home insurance coverage. As a homeowner, while…

All-Risk Homeowners Insurance

Does your all-risk homeowners insurance provide coverage for all types of damages that may happen to your home? We know that this type of insurance comes with a pricier premium, but is it worth paying the high price? Find out if it is best to the all-risk homeowners insurance can…

Does Homeowners Insurance Cover Sinkholes?

Sinkholes are no longer uncommon in the US, which is why more and more homeowners are looking into their insurance policy to see if they are protected against damage caused by sinkholes. Standard homeowner’s insurance policies would often cover for sinkholes, but there are some homeowners that opt out of…

Is Homeowners Insurance Negotiable?

To help protect one of your biggest investments, lenders will require you to purchase a home insurance policy before the closing proceeds and it’s not negotiable if you have a mortgage. If your mortgage is paid off, you are not required to have homeowners insurance, but it is still highly…

Home Insurance Rates By City

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