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Does Homeowners Insurance Cover Screened Enclosures?

Does Homeowners Insurance Cover Screened Enclosures?

One of the major claims especially during hurricane season is for screened enclosures. In the state of Florida, most of the insurance carriers limit the amount of coverage that they will allow for screened enclosures. The screened enclosure could be covered in the instance of certain losses, but there are limits given for loss due ... Read more
Animal Liability Coverage For Home Insurance

Animal Liability Coverage For Home Insurance

Most folks have a pet and consider those pets as part of their family. According to the ASPCA, there are upwards of nearly 200 million pets in American households ranging from birds to chinchillas, to dogs, and beyond. Sadly, dependent upon what type of homeowners insurance you have, your insurer may not be as sentimental ... Read more
What To Do If My Home Insurance Provider Is Not Responding To My Claim?

What To Do If My Home Insurance Provider Is Not Responding To My Claim?

If you are a homeowner or a renter whose insurance provider is not responding to a claim, there is, unfortunately, no particular federal law that mandates a payout timeframe for insurers. It can take several weeks for an insurance company to issue payout or it can take several months after you file a claim based ... Read more
Does Home Insurance Cover Detached Garages?

Does Home Insurance Cover Detached Garages?

Ensuring that your detached garage, dwelling, and all other structures on your property are covered is essential when you sign up for home insurance. Making sure that you understand every aspect of the homeowners policy that you plan to get is critical in order for you to get the absolute most coverage for your home, ... Read more
Does Homeowners Insurance Cover Awnings?

Does Homeowners Insurance Cover Awnings?

Homeowners insurance is typically going to cover certain causes of storm damage which would include wind or hail or lightning within the standard homeowners insurance policy. It’s important to read your particular homeowners policy to be sure which perils are covered and exactly what damages your carrier will take care of around your specific home. ... Read more
Does Homeowners Insurance Cover Carport Damage?

Does Homeowners Insurance Cover Carport Damage?

Understanding all the facets of your homeowners insurance policy is essential. It details main home coverage and secondary structure coverage. So, does home insurance cover damaged carports? Homeowners insurance will typically cover the cost to repair a damaged carport if it was damaged by one of the covered perils. When the insurance company assesses the ... Read more
Island Insurance Homeowners Review

Island Insurance Homeowners Review

Island Insurance was founded by Masayuki Tokioka nearly 80 years ago in Honolulu implementing a motto for their clients of “Always here to help”.  Island Holdings, Inc. is their parent company, and Tradewind and Island Premier Insurance Companies are their subsidiaries. They have grown into the largest property and casualty company that is locally owned ... Read more
NLC Insurance Homeowners Review

NLC Insurance Homeowners Review (2023)

New London County Mutual Insurance offers homeowners insurance policies in 3 states in Southern New England. Their policies include all the typical coverages and they offer a few optional coverages to add to your policy. NLC has been in the insurance business for over 180 years and now offers auto, home, condo, renters, landlord, umbrella, and commercial insurance policies.
NJM Insurance Homeowners Review

NJM Insurance Homeowners Review (2023)

NJM is a medium-sized insurance company providing homeowners policies in 5 Northeastern states. NJM has received positive customer reviews for the way they handle claims and their customer service.
ACE Limited Home Insurance Review

ACE Limited Home Insurance Review

ACE Limited began back in 1985 as a group primarily set up for wealthy clientele in commercial property-casualty and personal insurance, growing to acquire Chubb at nearly $30 billion which greatly increased their capacity as among the largest insurance carriers worldwide. As Chubb, they provide coverage for accident, health, commercial, specialized liability, auto, and home ... Read more
West Bend Mutual Home Insurance Review

West Bend Mutual Home Insurance Review (2023)

West Bend Mutual is a mid-sized insurance company that has been offering policies for almost 120 years. They offer home and auto insurance bundle called Home and Highway in 11 states in the Midwest.
DTRIC Home Insurance Review

DTRIC Home Insurance Review

DTRIC is a Hawaiin-based insurance company – DTRIC specializes in providing all-around insurance to homeowners, automotive owners, and commercial property owners. DTRIC’s insurance packages are catered to citizens and corporations, with multiple policies that cover all valuable assets in the state of Hawaii. DTRIC is one of the oldest insurance companies in Hawaii, and it ... Read more

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