Home Repair

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Homeowners insurance coverage and garage doors explained

Does Homeowners Insurance Cover Garage Doors?

If you have a homeowners insurance policy in place, damage to your garage doors will be covered. In case the doors break or become damaged by external forces, the policy will kick in to provide this coverage so you can have them repaired. In this article, we will take a look at exactly when your ... Read more
Homeowners insurance coverage and electrical wiring

Does Homeowners Insurance Cover Electrical Wiring?

If your electrical wiring gets damaged in a sudden and accidental way by one of the covered perils, your home insurance will cover the repair or replacement of the wiring. Standard HO-3 insurance covers all risks except for the perils specifically mentioned as exclusions in the policy. Your electrical panel is a vulnerable area that ... Read more
What to do when homeowners insurance is cancelled because of bad roof

What To Do If Homeowners Insurance Got Canceled Because Of Bad Roof?

If your home insurance got canceled because of a bad roof, all you have to do is to repair it or completely replace your roof shingles so that your home insurance policy can be restored. An insurer may not want to take the risk of insuring your home if you’re living in a disaster- and ... Read more

Is A Broken Water Main Covered By Homeowners Insurance?

A broken water main can cause enormous problems for homes. Some broken water mains can cause underground flooding especially if it is not repaired immediately. Unfortunately, because water mains are located in a community-owned area, your homeowners insurance provider may deny any responsibility for it. What is a Water Main? For those who are living ... Read more
Homeowners insurance structural damage

Does Homeowners Insurance Cover Structural Damage?

When a peril leaves you with structural damage, it can be hard to come to terms with its destruction. Most homeowners quickly make a call to the insurance agency to schedule an assessment and begin the claim process. Before doing so, it is important to understand whether structural damage is covered by homeowners insurance. If ... Read more
Homeowners insurance coverage and burst pipes

Does Home Insurance Cover Burst Pipes?

Your home insurance will protect you from the costs associated with sudden damage to your home and possessions. Insurance policies will cover many different perils and coverages, but what about your pipes?  Winter weather around the nation may have some of you wondering if your homeowners insurance will cover burst pipes. In colder areas, pipes ... Read more
Foundation repair and homeowners insurance coverage explained

Is Foundation Repair Covered By Homeowners Insurance?

Repairing house damages can be quite costly to repair. The price of home renovations can cost you anywhere between $700 up to $40,000. Thank goodness for home insurance right? With the right kind of homeowners insurance, you’d be able to shed off a few hundred or thousand dollars on home renovations. Unfortunately, homeowners insurance cannot ... Read more
Homeowners insurance coverage and fallen trees

Does Homeowners Insurance Cover Fallen Trees?

Many homeowners immediately contact their insurance companies as soon as a tree falls on the house during or after a storm. Green Bay Press Gazette states 3 reasons trees fall during storms in a blog post. It could be a case of a weak branch union, decayed wood, or root problems. Among the many benefits of ... Read more

Does Home Insurance Cover Termite Damage?

No, home insurance generally does not cover termite damage or any other type of pest infestation, except for a rare set of circumstances.
Does Homeowners Insurance Cover Roof Leaks?

Does Homeowners Insurance Cover Roof Leaks?

Homeowners insurance has been created to cover all types of damages. The insurance also covers roof damages and leaks, depending on what caused the damage. Thus, the policy will cover the damage unless a specific cause has been excluded from the policy. In situations where roof leaks are taking place because of carelessness on your ... Read more
Homeowners insurance coverage and air conditioners

Does Home Insurance Cover Air Conditioners?

Homeowners insurance covers A/C damaged by covered perils which include fire, lightning, wind, hail, snow, ice damage and more. Read on to learn more, we'll also look into home insurance coverage for leaks caused by A/C units.
Explaining if septic tank damage is covered under a standard homeowners insurance policy.

Does Home Insurance Cover Septic Tank Damage?

Yes, homeowners insurance will cover your septic tank damage if it is caused by a sudden and unexpected event.

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