Homeowners Guide

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Homeowners insurance and fire damage explained

Is Fire Damage Covered Under Home Insurance?

One of the most dreadful things that can happen to your home is to be burned down by fire. What makes fire accidents so dreadful is the fact that you won’t just be losing your home, but your possessions inside it as well. You can literally be left with nothing but rubble, especially if your ... Read more
Understanding homeowners insurance inspection

Can You Get Home Insurance Without An Inspection?

A homeowners insurance without inspection is possible. However, insurers may require inspection depending on certain circumstances. For example, homes older than 25 years old need an inspection to see if there are any liabilities in the property. Some insurance firms may even do a 4-point inspection to qualify interested individuals for a standard home insurance coverage. ... Read more
Explaining if fences are covered under homeowners insurance

Does Homeowners Insurance Cover Fences?

The answer to the question of whether fences are covered by homeowners insurance depends on the provisions of your policy and the cause of damage to the fences. Let us talk about everything there is to know regarding this topic. Standard homeowners insurance covers the following: The dwelling place Personal belongings inside the dwelling place ... Read more
Mold and homeowners insurance coverage explained

Does Homeowners Insurance Cover Mold?

Home insurance covers mold damage if it is the result of a covered peril in your policy, such as a burst pipe or a tree falling on your roof during a rainstorm. Home insurance does not cover mold damage if it is caused by preventable maintenance issues, such as leaks, humidity, or poor ventilation.
Understanding homeowners insurance coverage with regards to theft.

Does Home Insurance Cover Theft?

Around 4,800 home burglaries take place every day in the US and 2,000,000 cases are reported every year. Nothing is more frustrating than coming home to find out a stolen TV or laptop after a long day at work. So, the moot question that comes up here is –“Does home insurance cover theft?” Well, in ... Read more

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