Find Cheaper Homeowners Insurance

Does Homeowners Insurance Cover Wind Damage to The Roof?

Wind damage is responsible for a lot of destruction nationwide. Nearly 5% of all households in the United States file a claim for weather-related damage every year. If the home sustains damage due to natural causes such as hail, the homeowners insurance policy will provide protection. Homeowners policies are primarily designed to protect you from … Read more

Does Renters Insurance Cover Personal Injury?

Renters insurance is becoming mandatory for rental properties as more landlords demand tenants to get insurance. If you’re renting an apartment, house, or townhouse, you can buy renters insurance before you sign the lease. Renters insurance is affordable at only $150/year for the average policy and it protects all your personal belongings. Did you know … Read more

Canine Liability Exclusion

Canine Liability Exclusion

Liability coverage included in a homeowners insurance policy provides financial protection in the event that you are liable or legally responsible for others’ injuries or property damage. That coverage extends to damage other members of your household, including your pets, may cause.  However, if you have a dog and are shopping for home insurance, you … Read more

Homeowners Insurance Liability Coverage & Limits

Homeowners Insurance Liability Coverage And Limits

An essential part of your homeowners insurance policy is the personal liability coverage that it offers. Liability coverage protects homeowners in the event that claims or lawsuits over injury or property damage are made against the homeowner or members of the insured household. Understanding Liability Insurance Standard policies include $100,000 worth of liability coverage, but … Read more

How To File A Claim Against Someone Else’s Homeowners Insurance

All standard home insurance plans offer protection to the policyholder for property loss and claims brought against them in the instance that any kind of accident occurs involving guests on their premises. If you find that you’ve been hurt or have experienced damage to your personal property while visiting with someone, it is up to … Read more

Does Homeowners Insurance Cover Injured Workers?

Does Homeowners Insurance Cover Injured Workers?

Workers within the United States are hurt nearly every seven seconds while on commercial job sites or within businesses, for the most part being covered by their workers’ comp insurance. But there are many unlicensed, uninsured workers who are hurt while performing jobs for homeowners, setting the stage for the insured to tap into their … Read more

Does Homeowners Insurance Cover Personal Injury?

Does homeowners insurance cover personal injury?

In many cases, yes, home insurance policies cover personal injury. The standard homeowners policy includes liability coverage and medical payments coverage, though there are some exclusions to what is covered. An invited guest is injured, will I be covered? Yes, guests you invite are covered under your liability coverage under the homeowners policy. This coverage … Read more