Liability

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Explanation of umbrella coverage in home insurance

Umbrella Insurance Policy

What is Umbrella Insurance?   Umbrella insurance is a type of liability insurance to goes above and beyond other policies.   In other words, when someone who is insured is responsible for damages caused to another person, the insured person’s primary insurance policy pays its limits and any amount left over more than that limit is picked ... Read more
Homeowners insurance coverage and under construction homes

Builder’s Risk Insurance For A Home Under Construction

The need for having your home insured doesn’t just start at the time when you’re about to move in. If you own a lot and you’re building your home on it, the risks of accidents, vandalism, or theft are already present the time that you break ground and your contractor initiates the task of constructing ... Read more
Homeowners insurance after a dog bite

Can I Get Home Insurance After a Dog Bite Claim?

Sometimes our furry friends can cause us more problems than we’d like. House training and veterinary visits are one thing. When your dog bites someone, your home insurance policy may not take it too lightly.  More Americans have to submit dog bite claims than you may think. In fact, over 17,000 dog bite claims were ... Read more
Homeowner personal liability insurance coverage explained

Personal Liability Coverage E in Homeowners Insurance

Personal liability insurance is a type of coverage that protects your assets in case you are found liable for something. It is typically included in most homeowners insurance and other residential policies such as renters and condo insurance. You can also buy it separately as a standalone policy.
Homeowners insurance coverage and slips and falls

Are Slips And Falls Covered Under My Home Insurance Policy?

Slips and falls are two of the most common accidents that happen at home. They also happen to be two of the most common things homeowners are concerned about when it comes to home insurance coverage. Without personal liability coverage, you won’t be protected from slip-and-fall accidents that can cost you thousands of dollars.  Fortunately, ... Read more
Home insurance and trampolines explained

How Does Having A Trampoline Affect Home Insurance?

Trampolines are eye candy to children and adults alike. See one on a store and any child regardless of age may find their eyes light up with glee. While it‘s attractive to many homeowners for its factor to bring fun in the household, getting an insurance claim becomes a challenge with it lying in a ... Read more

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