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Does Homeowners Insurance Cover Volcanic Eruptions?

Even if you don’t find yourself in close range to a volcano, the after-effects of an eruption can be far-reaching and devastating causing a massive amount of property damage. Volcanic eruptions are not a frequent occurrence, but they are destructive and it is important to understand your coverage with your homeowners insurance plan in an … Read more

Does Homeowners Insurance Cover Hail Damage?

Most don’t often have to worry about having to file claims for hail or storm damage in their areas. The most vulnerable states for hail-related damaged according to studies are Texas, Kansas, Illinois, and Missouri with Texas seeing well over 1 million in property/home damage, Illinois coming in at 900,000, Missouri approximately 800,000, and Kansas … Read more

Does Homeowners Insurance Cover Landslides And Mudslides?

Homeowners insurance is there to protect your most valued possessions, but what happens when there is no coverage in your standard policy for what you need protection from? Unfortunately, that is the case with landslides and mudslides. Natural disasters taunt homeowners in the various ways that they can tear up your property. There have been … Read more

Does Homeowners Insurance Cover Lightning Damage?

Homeowners insurance will cover lightning damage. However, there are things to take note. Many policies can cater to cover personal property losses. These losses include damages from lightning strikes to valuable items like electronics. Remember, the coverage will only secure personal properties up to the limits listed in the policy. As per the Insurance Information … Read more

Does Homeowners Insurance Cover Hurricane Damage?

Homeowners insurance or home insurance is a type of property insurance which covers a private home. Its coverage includes damages and losses in a person’s home and assets in the home. It also covers accidents in a property or home. What kinds of damages and losses does a homeowners insurance cover? Before getting home insurance, you … Read more