If you’re considering homeownership or renting in an area where flooding is a common concern, you might have heard a lot about excess flood insurance and want to know if it’s something that you need for your home. There are certain areas of the United States that are particularly susceptible to home damage due to … Read more
Fires can spread quickly and they’re extremely dangerous if you live near an area with flammable vegetation. If you live in a state such as California where wildfires are abounding, there are ways to prepare your home for the event of a wildfire. It’s not possible to make your home 100% fireproof; however, you can … Read more
Wind caused by a storm is one of the perils that a standard homeowners insurance policy will reimburse under your plan. This is considered to be one of the main risks to a home and carriers will, for the most part, cover it but there are limitations in certain situations. It’s important that you go … Read more
Even if you don’t find yourself in close range to a volcano, the after-effects of an eruption can be far-reaching and devastating causing a massive amount of property damage. Volcanic eruptions are not a frequent occurrence, but they are destructive and it is important to understand your coverage with your homeowners insurance plan in an … Read more
Most don’t often have to worry about having to file claims for hail or storm damage in their areas. The most vulnerable states for hail-related damaged according to studies are Texas, Kansas, Illinois, and Missouri with Texas seeing well over 1 million in property/home damage, Illinois coming in at 900,000, Missouri approximately 800,000, and Kansas … Read more
Homeowners insurance is there to protect your most valued possessions, but what happens when there is no coverage in your standard policy for what you need protection from? Unfortunately, that is the case with landslides and mudslides. Natural disasters taunt homeowners in the various ways that they can tear up your property. There have been … Read more
Your home insurance can be one of the most important investments you would ever need. While you hope and pray that nothing catastrophic happens to your beloved home, having it insured gives you confidence and peace of mind that you would be well-covered in any such unforeseen events. Depending on your requirements, insurance companies can … Read more
Homeowners insurance will cover lightning damage. However, there are things to take note. Many policies can cater to cover personal property losses. These losses include damages from lightning strikes to valuable items like electronics. Remember, the coverage will only secure personal properties up to the limits listed in the policy. As per the Insurance Information … Read more
Homeowners insurance or home insurance is a type of property insurance which covers a private home. Its coverage includes damages and losses in a person’s home and assets in the home. It also covers accidents in a property or home. What kinds of damages and losses does a homeowners insurance cover? Before getting home insurance, you … Read more
