Wind caused by a storm is one of the perils that a standard homeowners insurance policy will reimburse under your plan. This is considered to be one of the main risks to a home and carriers will, for the most part, cover it but there are limitations in certain situations. It’s important that you go … Read more
Volcano eruptions are natural disasters that can cause billions of dollars worth of damage. There are many active volcanoes on US territory in Hawaii, Alaska, and the Pacific Northwest. Citizens who live near active volcanoes should be prepared for a volcano eruption. The average volcano eruption can flatten an entire town and your home might … Read more
Most don’t often have to worry about having to file claims for hail or storm damage in their areas. The most vulnerable states for hail-related damaged according to studies are Texas, Kansas, Illinois, and Missouri with Texas seeing well over 1 million in property/home damage, Illinois coming in at 900,000, Missouri approximately 800,000, and Kansas … Read more
Homeowners insurance is there to protect your most valued possessions, but what happens when there is no coverage in your standard policy for what you need protection from? Unfortunately, that is the case with landslides and mudslides. Natural disasters taunt homeowners in the various ways that they can tear up your property. There have been … Read more
If your home is located in an area that has high chances of being affected by a hurricane, chances are your homeowners insurance policy will include hurricane deductible. As a result of increased popularity and development along the east coast, as well as, areas facing the Gulf of Mexico, this deductible has been added to … Read more
Your home insurance can be one of the most important investments you would ever need. While you hope and pray that nothing catastrophic happens to your beloved home, having it insured gives you confidence and peace of mind that you would be well-covered in any such unforeseen events. Depending on your requirements, insurance companies can … Read more
Homeowners insurance will cover lightning damage. However, there are things to take note. Many policies can cater to cover personal property losses. These losses include damages from lightning strikes to valuable items like electronics. Remember, the coverage will only secure personal properties up to the limits listed in the policy. As per the Insurance Information … Read more
The hurricane season runs from June through November in almost half of US states, especially along the Atlantic and Gulf coasts. The best time to check your home insurance to make sure your home is protected is before hurricane season. If a powerful hurricane rips through your area, it can leave behind thousands of damaged … Read more
