Pests & Rodents

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Does Homeowners Insurance Cover Raccoon Removal?

Raccoons and other animals such as squirrels, birds, bats, and mice are treated differently by insurance companies. Raccoons exist all over North America and they can cause significant damage to the structure of the home. If you have a homeowners insurance policy and it covers raccoon removal, there are special services that can remove raccoons ... Read more
Does Homeowners Insurance Cover Bat Removal?

Does Homeowners Insurance Cover Bat Removal?

Bats in the home aren’t exactly a common pest problem, but when bats do happen, they can cause expensive damages that you probably don’t want to pay for. When bats enter the home, they don’t just bring themselves, they bring along plenty of other parasitic pests. Once bats are living in the house, you can ... Read more
Homeowners insurance and woodpecker damage

Is Woodpecker Damage Covered By Homeowners Insurance?

Generally, woodpecker or any other bird, insect, and rodent damage is not covered by homeowners insurance. These types of damages are considered as maintenance issues that should be addressed and prevented by homeowners alone. Woodpeckers would peck on any built structure, even your home. To become more efficient in their mating ritual and in staking ... Read more
Homeowners insurance rodent damage

Does Homeowners Insurance Cover Rodent Damage?

Every homeowners insurance is drastically different. When reading the fine print, it can become overwhelming. Some homeowners look for specific instances of coverage, while others want a general overview. One specific instance, many homeowners are curious about it whether rodent damage is covered by insurance. Homeowners insurance will cover single identifiable events that may have ... Read more
Homeowners insurance racoon damage

Does Homeowners Insurance Cover Raccoon Damage?

Standard insurance policies normally cover damages caused by a raccoon. However, there are exceptions to this rule. Find out more in this article if your policy can cover the damage made by a rowdy raccoon. How To Know if Raccoons Live In Your Home? Raccoons find a way to get inside a home to protect ... Read more
Homeowners insurance squirrel damage

Does Homeowners Insurance Cover Squirrel Damage?

Squirrels can be cute, except when they take up permanent residence in your home and destroy some of your most valued items. If this happens, can you charge your insurance company for the damages caused by your unwanted tenants? Find out more as we uncover the ins and outs of insurance claims for squirrel damage. ... Read more
Homeowners insurance coverage and carpenter ant damage

Is Carpenter Ant Damage Covered By Homeowners Insurance?

Many homeowners want to know if carpenter ant damage is covered under their home insurance policy. Unfortunately, this type of damage may not be something that your policy will provide protection for. This article will help you understand what is carpenter ant damage, how to avoid it, and why your insurance policy may not be ... Read more
Homeowners insurance coverage and bed bugs

Does Homeowners Insurance Cover Bed Bugs?

When bug infestations are neglected, it can lead to a hefty pest control bill. Extermination costs may cost an arm and a leg if it is untreated, which is why most homeowners would ask if their insurance can cover for the costs incurred to control bug infestations. However, the simple answer to this question is ... Read more

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