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Water Exclusion Clause Home Insurance

Water Exclusion Clause Home Insurance

In the world of insurance, there always seems to be a catch or clause hidden within the context of any given policy. The water exclusion clause is no exception. Water damage is a contentious issue in most homeowners insurance policies. Especially if you live in an area that frequently receives heavy rains, flooding, or water-related … Read more

Does Homeowners Insurance Cover Water Damage?

Homeowners insurance coverage and water damage explained

Water damage resulting from flooding, sewage backup, and erosion will not be covered by your basic homeowners policy. Water damage resulting from burst pipes or other named perils in your policy will be covered. The trick is being able to decipher which caused the water damage in your home and showing the insurance company that’s … Read more

Is Your Water Heater Covered By Homeowners Insurance?

As a homeowner you know that at any moment something could go wrong. Your electricity could short circuit, your pipes could burst, your water heater could fail. The fear of something going haywire is a part of owning a home. But what happens when that water heater does inevitably fail? Are you covered? Most insurance … Read more

Is A Broken Water Main Covered By Homeowners Insurance?

A broken water main can cause enormous problems for homes. Some broken water mains can cause underground flooding especially if it is not repaired immediately. Unfortunately, because water mains are located in a community-owned area, your homeowners insurance provider may deny any responsibility for it. What is a Water Main? For those who are living … Read more

Are Burst Pipes Covered In My Home Insurance Policy?

Homeowners insurance coverage and burst pipes

Pipe leaks and burst pipes can do serious damage to a house if left unattended. But with repair costs averaging at $900, a lot of people can end up prolonging the damage because they still need to manage their resources to accommodate such an expense. Fortunately, typical homeowners insurance can provide some financial coverage for … Read more