Find Cheaper Homeowners Insurance

Does Homeowners Insurance Cover Sewer Backup?

Homeowners insurance policies cover most water damage as long as it’s sudden and accidental. Millions of households in the US are experiencing flood conditions that can cause extensive structural damage to the home. Flood conditions aren’t always caused by floods and hurricanes but they can be caused by a sewer backup. Sewer backups can cause … Read more

Water Damage Insurance

Water Damage Insurance

Water damage in the home can be a source of enormous stress and cause you to have to deal with frustrating repairs, property loss, and inconvenient interruptions to water usage in your home. Dealing with these issues can add to your stress when you have water damage, so it’s important that you know how and … Read more

Water Exclusion Clause Home Insurance

Water Exclusion Clause Home Insurance

In the world of insurance, there always seems to be a catch or clause hidden within the context of any given policy. The water exclusion clause is no exception. Water damage is a contentious issue in most homeowners insurance policies. Especially if you live in an area that frequently receives heavy rains, flooding, or water-related … Read more

Will My Homeowners Insurance Cover Water Damage From Dishwasher?

Will My Homeowners Insurance Cover Water Damage From Dishwasher?

Our kitchen poses a higher risk for water damage because our kitchen will always need a decent water supply. Since the dishwasher is connected to a water supply, it exposes our home to a greater risk of water damage. Water damage caused by a broken dishwasher will lead to damage to the property. There are … Read more

Does Homeowners Insurance Cover Water Damage?

Homeowners insurance coverage and water damage explained

Water damage resulting from flooding, sewage backup, and erosion will not be covered by your basic homeowners policy. Water damage resulting from burst pipes or other named perils in your policy will be covered. The trick is being able to decipher which caused the water damage in your home and showing the insurance company that’s … Read more

Is Your Water Heater Covered By Homeowners Insurance?

As a homeowner you know that at any moment something could go wrong. Your electricity could short circuit, your pipes could burst, your water heater could fail. The fear of something going haywire is a part of owning a home. But what happens when that water heater does inevitably fail? Are you covered? Most insurance … Read more