Cedartown is a beautiful and vibrant city located in Polk County, Georgia. If you are planning to live in Cedartown it is crucial that you understand the benefits and the not so good things to look forward to. To help you choose the best homeowners insurance policies in Cedartown, we have put together this easy to follow guide.
Cedartown is a small city located 53 miles northwest of Atlanta, Georgia. As of 2018, it is estimated to be home to 10,215 residents and is the county seat of Polk County. Additionally, Cedartown is the principal city of a micropolitan which is also included in the combined statistical area of Atlanta-Sandy Springs-Gainesville. With major cities surrounding Cedartown, it is not surprising that this town is a choice of home for many families.
One of the many reasons why families enjoy this city is the affordable cost of living. Cedartown has a comparably lower cost of living than other bigger cities surrounding it. According to statistics, Cedartown enjoys an average of 80.3 costs of living compared to the 100.3 average costs of living for the entire state of Georgia.
The economy in Cedartown employs about 3,650 people. And its largest industries include manufacturing, construction, and retail. The city has a median household income of $30,252 which is slightly lower than the national average. Cedartown is part of the Polk County School District and offers schools starting from pre-school to high school.
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- Population: 10,215
- Households: 3,388
- Owner-Occupied: 34.5%
- Person Per Household: 2.18
- Average Family Size: 2.81
- Median Value of Owner-Occupied Housing Units: $81,400
- Median Gross Rent: $663
- Median Household Income: $30,252
- Total housing units: 4,079
Average Homeowners Insurance Costs In Georgia
Georgia is a beautiful state and offers one of the most affordable costs of living in the country. Furthermore, if you are looking for a place to find affordable homeowners insurance, you should consider Georgia. The state is number 20 out of 50 for being the most expensive homeowners insurance in the United States, meaning you can expect good value for your money. The average cost of homeowners insurance in Georgia is $1,200 per year.
Home Insurance Companies in Cedartown Georgia
You can find plenty of affordable insurance companies offering homeowners policies in Cedartown, Georgia. It is important that you understand what type of coverage you need to be able to get the best of your investment. Here are some of the average cost of insurance for homes valued at $200,000.
In the data above, the most affordable homeowners insurance in Cedartown Georgia is AIG which offers an annual rate of $641. Other affordable insurance companies are American Family, American National, and Grange.
Identifying Hazards in Georgia
When choosing a place to settle, it is important that you understand the most common hazards. This will help you identify the best protection to include in your homeowners insurance. The state of Georgia is known to have its fair share of hazards. Thankfully, while it is located right next to Florida, it does not experience as much hurricane damage.
What you should be wary about is the possibility of floods as Georgia is the 7th rainiest state in the country. Make sure to include flood and water damage coverage in your policy. Take note, that most insurance for homes does not automatically include flood and water damage. It will do you good if you take the time to review your policy inclusions. Other natural hazards in Georgia that you should know about include urban flood, extreme heat, tornadoes, and landslides.
Theft and Burglary Cases in Cedartown
Cedartown has also seen a considerable number of crimes against property that you should consider. In 2018, 1,101.4 were reported to be burglary cases and 3,344.9 theft cases. This is a slightly higher number compared to the country’s average. If you have valuables in your home, you may consider adding insurance coverage for your important items.
Living in Cedartown, Georgia is a good choice especially if you are looking for an affordable and generally peaceful area to settle. When looking for an affordable homeowners insurance make sure that the details of your coverage will have all the important parts to ensure your peace of mind 24/7.