Find Cheaper Homeowners Insurance

Home Insurance in Craig, CO: Companies & Premiums

Home Insurance in Craig, CO: Companies & Premiums

Home Insurance in Craig, CO: Companies & Premiums

An HO-3 policy covers a homeowner’s personal property. This includes the basic structure of the home as well as the contents inside of it. Most homeowners cannot own a home without home insurance. Protecting your property in case of a serious accident or liability damage is important. You never know when the accident will happen, and it is better to be safe than sorry.

Craig, Colorado Homeowners Insurance

The average price of a homeowners policy in Craig, Colorado is $1,081.52. Private property insurance must meet a deductible before the remainder is paid. Keep from paying a high premium by finding a cheaper company to work with. A lower premium and deductible saves costs for the homeowner in the long run.

Here are some better options for homeowners on a budget:

  • Stillwater – $1,000
  • Praetorian Insurance – $960
  • Safeco – $877

List of Companies & Rates for HO-3 Coverage in Craig, CO

CompanyAnnual Premium
Average$1081.52
Grange Insurance$423
American Reliable$430
Alliance$475
360$513
Economy Premier$518
United Fire$534
Farmers$583
ANPAC$605
AIG$641
Encompass$686
Horace Mann$694
ANGIC$696
Mountain Valley$707
Colorado Farm Bureau$711
American Strategic$746
Farmers Insurance Exchange$746
Metropolitan Property$766
National Farmers$783
Teachers Insurance$813
Homesite$827
Metropolitan Direct$827
QBE Insurance$839
Safeco$877
American Security$896
State Farm$905
Horace Mann Property$911
IDS$936
Armed Forces$950
Praetorian$960
SECURA Supreme$965
American Family$973
Pharmacists Mutual$983
Stillwater$1,000
Trumbull$1,025
Allstate$1,033
California Casualty$1,049
Hartford Fire$1,062
Acuity$1,089
Shelter$1,095
Twin City Fire$1,096
SECURA$1,097
Hartford Accident$1,108
Esurance$1,193
Amica$1,238
Standard Guaranty$1,346
COUNTRY Mutual$1,348
CENTRAL$1,349
USAA$1,368
The Cincinnati$1,370
Great Northern$1,401
Electric Insurance$1,404
Vigilant$1,473
CSAA$1,494
United Services$1,512
Federal$1,550
Pacific$1,550
USAA General$1,550
Garrison$1,571
Foremost Grand Rapids, Michigan$1,589
National Casualty$1,944
Owners Insurance$1,955
Liberty$1,965
LM Insurance$2,071
Auto-Owners$2,403

Craig Condo Insurance

Use condo insurance for a condominium or shared housing. Craig residents ought to choose this kind of insurance for his or her private property within the condominium or shared housing. Most commonly, people in Craig pay $421.41 for their HO-6 policy. 

Though the average is about what most homeowners pay, there are still cheaper choices. Take your personal assets into thought and also the quantity of coverage required. Also, consider your deductible and what you are able to pay. Once you discover your total, choose the most affordable premium.

Take a look at cheaper options for condo insurance here:

List of Companies & Rates for HO-6 Coverage in Craig, CO

CompanyAnnual Premium
Average$421.41
SECURA Supreme$90
SECURA$121
Economy Premier$161
360$173
Metropolitan Property$201
ANPAC$202
State Farm$218
Metropolitan Direct$220
ANGIC$228
United Fire$228
Allstate$234
Mountain Valley$237
Colorado Farm Bureau$239
National Farmers$239
Grange Insurance$240
California Casualty$262
COUNTRY Mutual$269
Encompass$283
Farmers Insurance Exchange$292
Acuity$299
Foremost Grand Rapids, Michigan$310
Shelter$318
Trumbull$330
Horace Mann$336
Hartford Fire$337
Farmers$342
CENTRAL$349
Hartford Accident$351
Twin City Fire$351
American Family$381
Electric Insurance$381
American Strategic$400
Great Northern$430
Armed Forces$449
Vigilant$451
Auto-Owners$459
Owners Insurance$459
Safeco$459
Federal$470
Pacific$470
USAA General$492
Teachers Insurance$519
Amica$521
CSAA$564
National Casualty$571
Liberty$602
LM Insurance$633
AIG$643
Stillwater$649
Homesite$672
The Cincinnati$681
USAA$737
Praetorian$749
United Services$753
Garrison$789
IDS$806
Pharmacists Mutual$877
American Bankers Florida$915

Craig Renters Insurance

Even a renter has to have insurance to include all of their assets. This protects you and also the property owner from any accidents that would leave you with no personal property. Despite the fact that renters insurance is cheaper, it is still necessary to protect all of your property just in case of fire or legal proceedings when an accident occurs.

A renter in Craig, Colorado should expect to pay an average premium of $258.22. Most renters expect to pay within this range, but it can be costly for some renters. For lower-income families, there are cheaper choices. You will additionally need a cheaper HO-4 premium if you have got fewer assets than a costlier premium needs.

Here are some additional options for low-income renting families:

  • Amica – $242
  • Aspen American – $228
  • Markel American – $216
  • Homesite – $210
  • ANGIC – $143

List of Companies & Rates for HO-4 Coverage in Craig, CO

CompanyAnnual Premium
Average$258.22
Economy Premier$86
ANPAC$127
360$134
SECURA Supreme$140
California Casualty$141
ANGIC$143
State Farm$146
National Farmers$153
Alliance$162
Praetorian$162
Allstate$166
Farmers Insurance Exchange$166
Stillwater$166
SECURA$174
Mountain Valley$180
Colorado Farm Bureau$187
Metropolitan Direct$187
Grange Insurance$191
Farmers$201
Trumbull$209
Homesite$210
American Family$211
Acuity$212
Hartford Fire$213
Markel American$216
Hartford Accident$221
Twin City Fire$221
Metropolitan Property$222
Aspen American$228
CENTRAL$228
IDS$231
American Strategic$236
Auto-Owners$238
Owners Insurance$238
American Modern$239
CSAA$239
Amica$242
Safeco$253
Century-National$254
Great Northern$254
Shelter$254
Foremost Grand Rapids, Michigan$255
United Fire$255
Electric Insurance$263
Vigilant$264
Horace Mann$275
Federal$276
Pacific$276
Teachers Insurance$280
First American$281
COUNTRY Mutual$293
National Casualty$299
American Bankers Florida$300
USAA General$349
Garrison$363
USAA$363
Encompass$367
United Services$393
American Family Home$417
Pharmacists Mutual$444
Liberty$460
LM Insurance$483
AIG$684
The Cincinnati$805

Census

Craig is a smaller town in Colorado, and the population has been slowly declining since 2000. Right now, there are around 8,922 populating the city. The cost of living is below the Colorado average, but families earn less than the Colorado average too. Homeowners moving to Craig, Colorado make an average of $60,168 per year. 

The town has nearly no diversity. Any families used to having multiple races in their town will be disappointed in Craig, Colorado. Around 76.9% of the population is white, and 19.4% of the population is Hispanic. This may become a problem for people who enjoy being surrounded by multiple cultures.

Source: These statistics were taken from https://www.colorado.gov/dora/division-insurance. The prices and statistics were recorded accurately at the time of writing, but all prices are subject to change in the future. For an up-to-date version of real-time statistics, visit the website.

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