Your house stores all your belongings, be it the tangible ones or the intangible ones in the form of memories. Hence, you need to take protection measures so that your haven is not affected by any sort of criminal or natural threats. This protection means getting your home insured.
Homeowners Insurance Premiums in Madison
The premiums home insurance companies charge in Madison AL can vary
The study of these quotes shows that Travelers charges the least insurance premium at $110. The second cheapest company is Liberty Mutual to charge a premium of $125, while State Farm is the most expensive insurance company with a premium of $173.91.
The average insurance premium in Madison is $136.3, which is relatively cheaper than $144.95, the average home insurance premium in AL.
| Zip Code | State Farm | Liberty Mutual | Travelers | Madison Average Monthly Premium |
|---|---|---|---|---|
| 35758 | $173.91 | $125.00 | $110.00 | $136.30 |
Madison
The city is situated in Madison County toward the northern border of Alabama and extends into Limestone County to the west. The city is a part of the Huntsville Metropolitan Area, which is the second-largest in Alabama. According to the 2017 census, the population of the city is 48,861. Huntsville borders Madison in all directions. The total area of the city is 30.45 square miles, 30.32 square miles of which is land and 0.13 square miles is water.
Climate
July is the hottest month of the city with a temperature of around 90°F, whereas January is the coldest with a temperature of around 30°F. Madison has an average of 57” rainfall per year, and the snow is recorded to be 2” on average per year.
Other than the normal temperature, some extreme weathers and natural disasters have been encountered in the city like severe thunderstorms, flooding, tornados, landslides and earthquakes.
Major fires, civil disturbances, energy shortages, and hazmat incidents have also been recorded in the city. Hence, to save your investment in your house, it is suggested to get insurance.
City Statistics
The total number of houses in Madison City is 157,000. The total percentage of houses that are occupied by their owners make up about 70.3%. The median income of a household is $92,197, while the median value of a home is $239,400, which is quite higher as compared to the other cities of Alabama.
The crime rate of Madison is also very high as every 1909 out of 100,000 people are a victim of property crime in the city. Now, it is in your hand whether you want to be a part of that statistic or you secure your property with the help of homeowners insurance.
Other Alabama Cities:
Florence AL Home Insurance Rates
Homeowners insurance is an investment that you make to protect your house and its belongings. It comes in two forms. The first form only protects the building, while the second form protects its belongings as well. Depending on your requirements, you can have any of these types, or you can customize your insurance package with … Read more
Madison AL Home Insurance Rates
Your house stores all your belongings, be it the tangible ones or the intangible ones in the form of memories. Hence, you need to take protection measures so that your haven is not affected by any sort of criminal or natural threats. This protection means getting your home insured. Homeowners Insurance Premiums in Madison The … Read more
Huntsville AL Home Insurance Rates
The most valuable tangible thing to everybody in this world is their home. No matter how big or small it is, you find yourself the most comfortable and at ease at your home. You may spend all your time hanging outside, but at the end of the day, this is the place you want to … Read more
Montgomery AL Home Insurance Rates
Homeowners insurance is a necessity in areas that are prone to natural disasters and have a high crime rate. Montgomery, Alabama is no exception as it is exposed to natural calamities like tornados and a lot of crime. Both the overall crime rates and property crime rates in the city far exceed the state and … Read more
Anniston, AL Home Insurance Rates
Homeowners insurance is a kind of property protection provided by different insurance companies. It covers losses that might arise due to any unexpected and unpredictable events and certain natural disasters. Home insurance seems essential for the residents of Anniston, Alabama due to its susceptibility to natural disasters and an alarming rate of criminal activities in … Read more
Prattville, AL Home Insurance Rates
It is not mandatory to get your home insured, but it is definitely a way of securing a place which is not only your shelter but also one you are extremely emotionally attached to. Insuring a home means you have protected it from every sort of threat. If you are living in Prattville, the insurance … Read more
Enterprise, AL Home Insurance Rates
Homeowners insurance is necessary for this date and age. If you are still paying mortgage on your house in Enterprise, AL, you are required to have insurance by your lender. A house is the most valuable asset anyone can own, so it is essential that we safeguard it against any unpredictable events such as robberies, … Read more
Gadsden, AL Home Insurance Rates
“There is no place like home.” This statement well describes the importance of home to everyone out there. Everyone dreams to have their own home as their protection and safety hub. Just like a home protects us in one way or the other, it needs safety and protection too. This is where homeowners insurance acts … Read more
Phenix, AL Home Insurance Rates
Homeowners insurance in Alabama has a lot of significance. It not only protects the house from all kinds of criminal and/or natural threats but is also vital for your mortgage. In Alabama, most banks and lenders grant loan only if the house being mortgaged is insured with an equivalent or higher amount as the loan. … Read more
Dothan, AL Home Insurance Rates
After conducting relevant research, we have collected data relevant to homeowners insurance in Dothan, Alabama. Dothan is a city located toward the southeast area of Alabama. It is situated in Alabama’s Wiregrass region. Our data looks at various aspects of the city itself and how they relate to homeowners insurance in the area. Weather Conditions … Read more
Decatur AL Home Insurance Rates
Decatur is a city located in the northern region of Alabama along the Tennessee River. We have conducted a study and collected information related to Decatur and homeowners insurance. Our data examines different statistics related to the city as well as their relation to homeowners insurance. Decatur Weather Conditions Decatur, Alabama happens to be a … Read more
Birmingham, AL Home Insurance Rates
Homeowners insurance is absolutely vital in today’s world due to the unpredictable nature of the world’s events and climate. It becomes especially necessary in areas which have a high rate of crime or are in danger of frequent natural disasters. Homeowners insurance is vital in a city like Birmingham, Alabama which meets both criteria. Birmingham … Read more
