Cheap Home Insurance

Get the cheapest options by comparing quotes from multiple companies. Enter Zip Code to start Saving:

North Little Rock, AR Home Insurance Rates

Located in Pulaski County, North Little Rock is right across the river Arkansas in the central parts of Arkansas. As most of the cities in Arkansas, North Little Rock has a climate that is characterized by summers that are long, hot and humid and mild to cool winters. It has a humid subtropical climate. This city is no stranger to severe thunderstorms which can occur more frequently during the spring. Tornadoes also occur in this part of the state. This has been the main reason why homeowners insurance is one of the most sought after in the city.

Homeowners Insurance Rates in North Little Rock, AR

We conducted a study of home insurance rates in Arkansas state. Through this study we found that North Little Rock has an average homeowners insurance premium of $121.26 per month, which is $1.97 lower than the Arkansas monthly premium average of $123.23. We got rates from 3 insurance providers. Out of three, Farm Bureau ranked the cheapest with the lowest monthly premium average of $89.72 which is very affordable compared to the other two companies State Farm and Liberty Mutual. They resulted in monthly average premium of $171.27 and $97.25 respectively. If you choose to go with State Farm, make sure to get car insurance from them as well. This way you can lower your State Farm insurance premium by 35%. Below you can see all the data we have collected.

North Little Rock, AR Homeowners Insurance Monthly Premiums

Zip CodeState FarmLiberty MutualFarm Bureau InsuranceZip Code Average
Company Average$171.27$97.25$89.72North Little Rock Average: $119.41
72114$174.33$110.00$93.93$126.09
72116$167.50$84.00$85.50$112.33
72117$178.50$101.00
$93.93$124.48
72118$164.75$94.00$85.50$114.75

The methodology used for this study includes quotes from 1500 sq ft house with two full separate bathrooms and must be built in the year 2000. The value of the home is estimated at $150,000, assuming the roof of the house has been replaced in the year 2015. Further details have been used in order to get more quotes from all of the companies. For this study we used 4 different zip codes in North Little Rock. They are 72114, 72116, 72117 and 72118.

North Little Rock, AR Statistics

The current population of North Little Rock city of Arkansas is at 65,911 as of July 1, 2017. About 51.0 % of the housing units in the city are owner occupied, and its median value is at $119,500. The median selected owner costs on a monthly basis are $1,053 with a mortgage and $360 without a mortgage. Its median gross rent is $792 right now. The average median income of the households in North Little Rock city is $39,723 between 2012-2016. The per capita income for the last 12 months between 2012-2016 is at $23,301. 26.6 % of the city’s population lives under poverty.

The crime level in North Little Rock City is rated between a scale of 1 to 100 with 1 being the lowest and 100 being the highest. The level of violent crime in the city is rated at a massive 71.3 while property crime is at 86.9. property crime includes offences like arson, motor vehicle theft, larceny theft, and burglary.

Tips to Get Affordable Coverage

Homeowners are encouraged not to hold back on the prices when choosing their homeowners insurance because it ensures the security of their homes. However, the best should not always be expensive. Seeking out other discount offers is a great way to be able to save money while settling for the best in service. There are different types of discounts that insurance companies offer. The same company will offer different discounts in different states, according to the state’s requirements. There are also group insurance programs which offer a better deal for the insurance buyers.

Other Arkansas Cities:

  • Rogers, AR Home Insurance Rates
  • Springdale, AR Home Insurance Rates
  • Fort Smith, AR Home Insurance Rates
  • Little Rock, AR Home Insurance Rates
  • Conway, AR Home Insurance Rates
  • Fayetteville, AR Home Insurance Rates
  • Pine Bluff, AR Home Insurance Rates
  • Jonesboro, AR Home Insurance Rates
  • Leave a Comment