Compare Home Insurance Rates

Homeowners insurance policies come in many different shapes and sizes. Comparing quotes from multiple providers ensures you're getting the best deal around.

Springdale, AR Home Insurance Rates

The fourth largest city in the whole of Arkansas, the location of Springdale touches both Benton and Washington counties in the Northwest of Arkansas. This city lies in a very humid subtropical climate zone which is influenced by a type of climate that is humid continental. As is any city of Arkansas, Springdale is no stranger to strong storms that can cause a lot of damage to homes and property. This is perhaps the major reason why the homeowners industry is booming in Springdale where a majority of the homeowners keep this a priority in their list.

Homeowners Insurance Premiums in Springdale, AR

We completed a study of home insurance quotes in Springdale, AR. As the result the average Springdale homeowners insurance premium is $120.54 per month. This is $2.69 lower than the Arkansas average which stands at a monthly premium average of $123.23.

Since Liberty Mutual, State Farm and Farm Bureau are the three commonly sought after homeowners insurance providers in the city of Springdale, let us take a look at their average monthly premium. For starters, Farm Bureau has performed really well at an impressively affordable rate of $80.71. Liberty Mutual produced an average premium rate of $108.50 and State Farm averaged much higher at $172.92.

Springdale, AR Homeowners Insurance Monthly Premiums

Zip CodeState FarmLiberty MutualFarm Bureau InsuranceZip Code Average
Company Average$172.92$108.00$80.71Springdale Average: $120.54
72762
$172.50




$108.00
$85.50

$122.00
72764$173.33$108.00$75.92$119.08

The method of studying this homeowners insurance rate was based on quotes obtained from 1500 sq ft house with two separate bathrooms assumed to have been constructed in the year 2000. The estimation of the value of the home is $150,000, assuming the roof of the house has been replaced in the year 2015. To complete the study we used 2 Springdale zip codes – 72762 and 72764.

Springdale, AR Statistics

Currently, the population of Springdale city is estimated at 79,599 as per the census 2017, July 1. The number of housing units that are owner occupied is at 49.5 %. The median monthly owner cost with a mortgage is at $1,061, while it is at $336 without a mortgage. The median gross housing rent is $699 for 2012-2016. The average median income for households is at $44,854. The per capita income for the last 12 months is $20,258 with 20.6 % of the city’s population living under poverty.

Crime rates in Springdale city are rated on a scale of 1 to 100 (1 being the lowest and 100 being the highest.) the violent crime is at 34.6 while the property crime is at 44.7.

Tips for Saving

While homeowners are not encouraged to compromise on the security and quality of their homeowners insurance, there are definitely smart ways in which you can save money while getting hold of the best in service. One of the smartest ways is to purchase your auto and home policies from the same insurance company. There are many companies selling liability, auto and homeowners coverage that will take off up to 15 per cent from your premium when customers buy more than one policy. However, always make sure to find out that the combined price is always lower as compared to the different coverages bought from different companies. You can also make sure your home is more resistant to disasters. Take tips from your company to make your home resistant to natural disasters.

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