Utah Homeowners Insurance

Find the Cheapest Home Insurance Rates:

affordable-home-insuranceThe average annual premium for Utah homeowners insurance is $634, which is the fifth lowest in the U.S. The national average of $1,132 is almost twice as much as Utah’s average. Utah home insurance is already inexpensive, but it may be possible to save even more. Let’s look at some of the easiest ways.

Shop around and compare

The easiest way to determine if savings are available is to simply call around and see if any other insurers can beat what you are currently paying. You might be surprised at the savings that are available. Even if you don’t find a better price, it doesn’t cost anything to try.

Stay with the same insurer

Some insurers offer longevity discounts for long-time customers, so if you have been with your current carrier for a while and are happy with them, ask them if you are eligible for such a discount. Some of these discounts can save you up to 10% on your premiums.

Bundle home & auto

Many insurers offer discounts to customers who have multiple types of insurance policies with them. Check with the provider of your car insurance (or other type of insurance) and see if they will reduce your premium if you buy Utah home insurance from them.

Raise your deductible

home-insurance-quotes-300x200Generally speaking, the higher your deductible is, the lower the cost of your insurance will be. Raising your deductible may save you a few dollars each month. Remember that in the event of a loss, you are responsible for paying any amount up to the deductible, so be sure your deductible is not so high that you would suffer a financial hardship in the event of a loss.

Don’t confuse the price you paid with your house for how much it would cost to rebuild it

The lot on which your house is built is not at risk for damage from wind, fire, or theft; so, be sure you are not including the value of the land under your home in the amount of coverage you need. Doing so will result in you being over-insured, and paying too much.

Mind your credit score

Home insurers are using the insured’s credit score as a determining factor for premium amounts with increasing frequency. By paying attention to your credit score and ensuring it remains high, you could manage to have a lower premium than you would otherwise.

Review your policy annually

Over time, your insurance coverage needs may change. It is a good idea to take inventory of your possessions every year or so and make sure you’re not over-insured. If you find that your coverage level is too high, reducing it to an appropriate level could save you some money.

Alpine UT Homeowners InsuranceAltamont UT Homeowners InsuranceAlton UT Homeowners InsuranceAltonah UT Homeowners InsuranceAmerican Fork UT Homeowners InsuranceAneth UT Homeowners InsuranceAnnabella UT Homeowners InsuranceAntimony UT Homeowners InsuranceAurora UT Homeowners InsuranceAxtell UT Homeowners InsuranceBear River City UT Homeowners InsuranceBeaver UT Homeowners InsuranceBeryl UT Homeowners InsuranceBicknell UT Homeowners InsuranceBingham Canyon UT Homeowners InsuranceBlanding UT Homeowners InsuranceBluebell UT Homeowners InsuranceBluff UT Homeowners InsuranceBonanza UT Homeowners InsuranceBoulder UT Homeowners InsuranceBountiful UT Homeowners InsuranceBrian Head UT Homeowners InsuranceBrigham City UT Homeowners InsuranceBryce Canyon UT Homeowners InsuranceBryce UT Homeowners InsuranceCache Junction UT Homeowners InsuranceCannonville UT Homeowners InsuranceCastle Dale UT Homeowners InsuranceCedar City UT Homeowners InsuranceCedar Valley UT Homeowners InsuranceCenterfield UT Homeowners InsuranceCenterville UT Homeowners InsuranceCentral UT Homeowners InsuranceChester UT Homeowners InsuranceCircleville UT Homeowners InsuranceCisco UT Homeowners InsuranceClarkston UT Homeowners InsuranceClawson UT Homeowners InsuranceClearfield UT Homeowners InsuranceCleveland UT Homeowners InsuranceCoalville UT Homeowners InsuranceCollinston UT Homeowners InsuranceCorinne UT Homeowners InsuranceCornish UT Homeowners InsuranceCroydon UT Homeowners InsuranceDammeron Valley UT Homeowners InsuranceDelta UT Homeowners InsuranceDeweyville UT Homeowners InsuranceDraper UT Homeowners InsuranceDuchesne UT Homeowners InsuranceDuck Creek Village UT Homeowners InsuranceDugway UT Homeowners InsuranceDutch John UT Homeowners InsuranceEast Carbon UT Homeowners InsuranceEcho UT Homeowners InsuranceEden UT Homeowners InsuranceElberta UT Homeowners InsuranceElmo UT Homeowners InsuranceElsinore UT Homeowners InsuranceEmery UT Homeowners InsuranceEnterprise UT Homeowners InsuranceEphraim UT Homeowners InsuranceEscalante UT Homeowners InsuranceEureka UT Homeowners InsuranceFairview UT Homeowners InsuranceFarmington UT Homeowners InsuranceFayette UT Homeowners InsuranceFerron UT Homeowners InsuranceFielding UT Homeowners InsuranceFillmore UT Homeowners InsuranceFort Duchesne UT Homeowners InsuranceFountain Green UT Homeowners InsuranceFruitland UT Homeowners InsuranceGarden City UT Homeowners InsuranceGarland UT Homeowners InsuranceGarrison UT Homeowners InsuranceGlendale UT Homeowners InsuranceGlenwood UT Homeowners InsuranceGoshen UT Homeowners InsuranceGrantsville UT Homeowners InsuranceGreen River UT Homeowners InsuranceGreenville UT Homeowners InsuranceGreenwich UT Homeowners InsuranceGrouse Creek UT Homeowners InsuranceGunlock UT Homeowners InsuranceGunnison UT Homeowners InsuranceGusher UT Homeowners InsuranceHanksville UT Homeowners InsuranceHanna UT Homeowners InsuranceHatch UT Homeowners InsuranceHeber City UT Homeowners InsuranceHelper UT Homeowners InsuranceHenefer UT Homeowners InsuranceHenrieville UT Homeowners InsuranceHiawatha UT Homeowners InsuranceHildale UT Homeowners InsuranceHill Afb UT Homeowners InsuranceHinckley UT Homeowners InsuranceHolden UT Homeowners InsuranceHoneyville UT Homeowners InsuranceHooper UT Homeowners InsuranceHowell UT Homeowners InsuranceHuntington UT Homeowners InsuranceHuntsville UT Homeowners InsuranceHurricane UT Homeowners InsuranceHyde Park UT Homeowners InsuranceHyrum UT Homeowners InsuranceIbapah UT Homeowners InsuranceIvins UT Homeowners InsuranceJensen UT Homeowners InsuranceJoseph UT Homeowners InsuranceJunction UT Homeowners InsuranceKamas UT Homeowners InsuranceKanab UT Homeowners InsuranceKanarraville UT Homeowners InsuranceKanosh UT Homeowners InsuranceKaysville UT Homeowners InsuranceKenilworth UT Homeowners InsuranceKingston UT Homeowners InsuranceKoosharem UT Homeowners InsuranceLa Sal UT Homeowners InsuranceLa Verkin UT Homeowners InsuranceLake Powell UT Homeowners InsuranceLaketown UT Homeowners InsuranceLapoint UT Homeowners InsuranceLayton UT Homeowners InsuranceLeamington UT Homeowners InsuranceLeeds UT Homeowners InsuranceLehi UT Homeowners InsuranceLevan UT Homeowners InsuranceLewiston UT Homeowners InsuranceLindon UT Homeowners InsuranceLoa UT Homeowners InsuranceLogan UT Homeowners InsuranceLyman UT Homeowners InsuranceLynndyl UT Homeowners InsuranceMagna UT Homeowners InsuranceManila UT Homeowners InsuranceManti UT Homeowners InsuranceMantua UT Homeowners InsuranceMapleton UT Homeowners InsuranceMarysvale UT Homeowners InsuranceMayfield UT Homeowners InsuranceMeadow UT Homeowners InsuranceMendon UT Homeowners InsuranceMexican Hat UT Homeowners InsuranceMidvale UT Homeowners InsuranceMidway UT Homeowners InsuranceMilford UT Homeowners InsuranceMillville UT Homeowners InsuranceMinersville UT Homeowners InsuranceMoab UT Homeowners InsuranceModena UT Homeowners InsuranceMona UT Homeowners InsuranceMonroe UT Homeowners InsuranceMontezuma Creek UT Homeowners InsuranceMonticello UT Homeowners InsuranceMonument Valley UT Homeowners InsuranceMorgan UT Homeowners InsuranceMoroni UT Homeowners InsuranceMount Carmel UT Homeowners InsuranceMount Pleasant UT Homeowners InsuranceMountain Home UT Homeowners InsuranceMyton UT Homeowners InsuranceNeola UT Homeowners InsuranceNephi UT Homeowners InsuranceNew Harmony UT Homeowners InsuranceNewcastle UT Homeowners InsuranceNewton UT Homeowners InsuranceNorth Salt Lake UT Homeowners InsuranceOak City UT Homeowners InsuranceOakley UT Homeowners InsuranceOasis UT Homeowners InsuranceOgden UT Homeowners InsuranceOrangeville UT Homeowners InsuranceOrderville UT Homeowners InsuranceOrem UT Homeowners InsurancePanguitch UT Homeowners InsuranceParadise UT Homeowners InsuranceParagonah UT Homeowners InsurancePark City UT Homeowners InsurancePark Valley UT Homeowners InsuranceParowan UT Homeowners InsurancePayson UT Homeowners InsurancePeoa UT Homeowners InsurancePine Valley UT Homeowners InsurancePleasant Grove UT Homeowners InsurancePlymouth UT Homeowners InsurancePortage UT Homeowners InsurancePrice UT Homeowners InsuranceProvidence UT Homeowners InsuranceProvo UT Homeowners InsuranceRandlett UT Homeowners InsuranceRandolph UT Homeowners InsuranceRedmond UT Homeowners InsuranceRichfield UT Homeowners InsuranceRichmond UT Homeowners InsuranceRiverside UT Homeowners InsuranceRiverton UT Homeowners InsuranceRockville UT Homeowners InsuranceRoosevelt UT Homeowners InsuranceRoy UT Homeowners InsuranceRush Valley UT Homeowners InsuranceSaint George UT Homeowners InsuranceSalem UT Homeowners InsuranceSalina UT Homeowners InsuranceSalt Lake City UT Homeowners InsuranceSandy UT Homeowners InsuranceSanta Clara UT Homeowners InsuranceSantaquin UT Homeowners InsuranceScipio UT Homeowners InsuranceSevier UT Homeowners InsuranceSigurd UT Homeowners InsuranceSmithfield UT Homeowners InsuranceSnowville UT Homeowners InsuranceSouth Jordan UT Homeowners InsuranceSpanish Fork UT Homeowners InsuranceSpring City UT Homeowners InsuranceSpringdale UT Homeowners InsuranceSpringville UT Homeowners InsuranceSterling UT Homeowners InsuranceStockton UT Homeowners InsuranceSummit UT Homeowners InsuranceSunnyside UT Homeowners InsuranceSyracuse UT Homeowners InsuranceTabiona UT Homeowners InsuranceTalmage UT Homeowners InsuranceTeasdale UT Homeowners InsuranceThompson UT Homeowners InsuranceTooele UT Homeowners InsuranceToquerville UT Homeowners InsuranceTorrey UT Homeowners InsuranceTremonton UT Homeowners InsuranceTrenton UT Homeowners InsuranceTridell UT Homeowners InsuranceTropic UT Homeowners InsuranceVernal UT Homeowners InsuranceVernon UT Homeowners InsuranceVeyo UT Homeowners InsuranceVirgin UT Homeowners InsuranceWales UT Homeowners InsuranceWallsburg UT Homeowners InsuranceWashington UT Homeowners InsuranceWellington UT Homeowners InsuranceWellsville UT Homeowners InsuranceWendover UT Homeowners InsuranceWest Jordan UT Homeowners InsuranceWhiterocks UT Homeowners InsuranceWillard UT Homeowners InsuranceWoodruff UT Homeowners InsuranceWoods Cross UT Homeowners Insurance