When signing up for homeowners insurance can be overwhelming. Not only do you need to ensure that you are purchasing enough insurance, but you also need to make sure you understand any exclusions that your policy has<\/a> and figure out which additional coverages<\/a> you may need. When it is all said and done, you may find that the insurance company wants to take pictures of your house. <\/p>\n\n\n\n
One of the most common reasons that you will be asked to allow an adjuster <\/a>on the property to take pictures of your home is due to a claim<\/a>. In most cases, an adjustor will come to your home to assess any damage reported in a claim. When this happens, they will often take pictures of the damaged area. This serves as proof and reference in regard to the claim. This evidence is often used when a payout is calculated.<\/p>\n\n\n\n
Before an adjuster goes to your home to take pictures for a claim, the insurance company<\/a> must notify you. This is typically done 48 hours in advance of the appointment or set date to take these pictures. Each state has specific notification requirements that each insurance company needs to comply with.\u00a0<\/p>\n\n\n\n
There are also scenarios in which you will be asked to take pictures for insurance companies when a claim is not present. While this seems like an invasion of privacy, it is an important part of the insurance process. Below are some common reasons insurers might snap a few pictures of your home.<\/p>\n\n\n\n
The insurance company is not looking to violate your privacy when they request these photos. Instead, they are ensuring that they have the most accurate records possible in relation to your home. This behooves you and the insurance company in the long run.<\/p>\n\n\n