Smoke damage can be absolutely devastating to a home. Smoke that lingers behind after a fire can become corrosive and ruin your home and the property within it. It can also cause long-term health issues and be hard to detect at first. The question remains, does homeowners insurance cover smoke damage?<\/p>\n\n\n\n
Standard homeowners insurance will typically cover smoke damage that occurs from a fire, as a fire is considered a named and covered peril. It is important to respond to smoke damage immediately, as the longer it settles, the worse the damage becomes. <\/strong><\/p>\n\n\n\n
Continue reading to learn more about smoke damage and how your insurance company will handle a claim should you need to submit one.<\/p>\n\n\n