Find Affordable Homeowners Insurance

What Is The Difference Between Home Insurance and Home Warranties?

The difference between a home warranty and your homeowners insurance is that the home warranty will protect the things that allow your home to function properly when they begin to wear down while the homeowner’s insurance will protect the home and your personal belongings from sudden, accidental loss and not due to normal wear and … Read more

What Is Dwelling Extension In Homeowners Insurance?

Coverage A of your standard homeowner’s insurance policy which is known as the dwelling coverage is going to protect the main dwelling of your property against physical damage caused to the residence including any interior fireplaces, flooring, bathrooms, or structures that may be attached to it on top of the same foundation, e.g. decking, garages, … Read more

What Is The Master Insurance Policy For Homeowner’s Association?

When you purchase a condo, you are buying into a unique set of circumstances as far as the property and the insurance needs. A homeowner’s association or perhaps a condominium board will generally control the grounds and the property. You bought the four walls that surround the home and you pay the association fees that … Read more

What Does Term “Other Structures” Mean For Homeowners Insurance?

Standard home insurance policies devote 10% of the coverage for the main dwelling coverage towards other structures on the property which would include detached garages or fences and a multitude of other items. Your plan will outline the protection that these structures obtain as Coverage B, while the main dwelling has its protection provided under … Read more

MiddleOak Multifamily Dwelling Insurance Review

MiddleOak Insurance is a Connecticut-based private insurance company that insures real estate owners and landlords for buildings & commercial properties. MiddleOak specializes in apartment building insurance and caters their services to building owners who own multi-condo units. Company Overview MiddleOak insures multiple rental properties or buildings at once. MiddleOak, owned by Country Financial, is one … Read more

Westfield Home Insurance Review

Westfield Insurance Group is an Ohio-based insurance provider that provides personal and business/commercial insurance policies. Westfield is one of the largest insurance companies in Ohio and the Midwest – the company currently writes policies in 21 states they service. Westfield provides a number of financial and personal insurance policies for homeowners, automotive owners, farm owners, … Read more

Utica National Home Insurance Review

Utica National Insurance Group is a New York-based public insurance company that provides a range of personal and commercial insurance policies. Utica National is one of the largest insurance companies in the United States – currently employing over 1,200 full-time insurance personnel and a network of over 2,000 agents licensed to sell their policies throughout … Read more

Rockford Mutual Home Insurance Review

Rockford Mutual Insurance Company is an Illinois-based insurance group that provides private and commercial insurance policies. Rockford Mutual is one of the largest insurance companies in the United States, their main service area is the Midwestern region. Rockford Mutual’s main specialty is automotive and home insurance, however, the company provides farm insurance and commercial property … Read more