Read articles written by Homeowners Insurance Cover
Top 4 Reasons To Purchase Renters Insurance
You finally found an apartment with affordable rent and you’re saving a few hundred – what if your landlord slaps you with renters insurance? This is a hidden cost many landlords don’t advertise but make mandatory when you move in. Fortunately, renters insurance is not as expensive as homeowners insurance and you’ll be paying a ... Read more
What To Do When Your House Burns Down?
There are few things more frightening than getting caught in a house fire or returning home to discover everything you’ve owned has been burnt to the ground. Your house collapsed and your belongings were reduced to a pile of ash. All that remains is a somber shade of black. This has happened to thousands of ... Read more
Top 3 Benefits To Making A Home Inventory List
“Make a home inventory!” It’s one of those things we’ve been hearing by financial advisors on TV and our insurance agents often recommend this to us, yet we tend to hold it off. Official polls by the Insurance Institute show that only 50% of all homeowners make a home inventory list, a percentage that seems ... Read more
How To File A Claim Against Someone Else’s Homeowners Insurance
All standard home insurance plans offer protection to the policyholder for property loss and claims brought against them in the instance that any kind of accident occurs involving guests on their premises. If you find that you’ve been hurt or have experienced damage to your personal property while visiting with someone, it is up to ... Read more
How Is Homeowners Insurance Paid?
If you are financing your home through a lender, they will help you decide how your home insurance will need to be paid. They will require that you have insurance as they have a vested interest in the property and won’t allow you to move in until you have provided them with insurance information. If ... Read more
Supplemental Homeowners Insurance
Your standard home insurance plan has basic limitations and exclusions that some homeowners may not be aware of and, therefore, could be underinsured when it comes time for a devastating event. Supplemental policies fill the voids left by the basic homeowners plans. In your standard plan, there is Coverage A which sets aside a majority ... Read more
Floating Home Insurance
More and more people are tending towards alternative living conditions, such as tiny houses and floating homes. This is awesome but it makes insuring their options a bit more arduous. Finding carriers to take on these as a risk is daunting. In this article we will take a deeper look at insuring a floating home. ... Read more
Homeowners Insurance With Bad Credit
It may surprise most people to find out that home insurance carriers use your credit score to decide what your premium is going to be for your policy. A majority of us feel this is only the case when we’re getting a loan or applying for a new credit card. A high percentage of insurance ... Read more
What Is The Difference Between Home Insurance and Home Warranties?
The difference between a home warranty and your homeowners insurance is that the home warranty will protect the things that allow your home to function properly when they begin to wear down while the homeowner’s insurance will protect the home and your personal belongings from sudden, accidental loss and not due to normal wear and ... Read more
Do I Have To Pay For Additional Structures If I Don’t Have Any?
Most everyone wants to save as much as they possibly can with their homeowners insurance premiums. Many want the answer to the same question, do I have to pay for additional structures if I don’t have any? And the answer is not really cut and dry. With a standard homeowner’s policy, you are getting a ... Read more
What Is The Master Insurance Policy For Homeowners Association?
When you purchase a condo, you are buying into a unique set of circumstances as far as the property and the insurance needs. A homeowners association or perhaps a condominium board will generally control the grounds and the property. You bought the four walls that surround the home and you pay the association fees that ... Read more
How To Dispute A Homeowners Insurance Claim
It’s difficult to know what to do when your homeowners insurance company won’t pay. Each insurance company is different and they all deny insurance claims for a variety of different reasons. Most homeowners become furious at the concept that their insurance carrier would dare to deny their claim after all the money that they pay ... Read more