Read articles written by Homeowners Insurance Cover
How Many Claims Before Home Insurance Cancels
Home insurance offers you financial protection in a variety of circumstances, including financial loss due to injury or damage of or on your property. What you might not know is that having high claims frequency, how often you report a claim on your home insurance, can have a negative impact on your ability to maintain ... Read more
Does Homeowners Insurance Cover Injury to the Homeowner?
You may have heard that homeowners insurance can cover injury that occurs in the home and want to know if that applies to the homeowner as well. Generally, homeowners insurance offers coverage for medical bills associated with injuries to those who are not part of the household. The idea that home insurance would cover the ... Read more
Suing Homeowners Insurance for Injury
When someone is injured in another person’s home, it’s often difficult to know how to proceed when seeking the compensation needed to cover resulting medical bills and other losses. If an injury was caused by a homeowner, the injured party may need to sue the homeowner in order to receive the money needed to cover ... Read more
How To Get Insurance On Old Mobile Home
Old mobile homes often need to be brought up to date with new materials and fixtures, which allows you to enjoy the spaciousness and affordable price of an older mobile home with having to live with out-of-date amenities. Once you’ve put in the work making your mobile home right for your family’s needs, it’s important ... Read more
How Much Homeowners Insurance Should I Carry?
Homeowners insurance is insurance coverage that offers you financial protection in the event that your home and (to a certain extent) your personal property within are damaged or lost. There are several components to understanding if a homeowners insurance policy is meeting your coverage needs, including knowing what your policy does cover versus what it ... Read more
What Is Title Insurance?
While title insurance can often be included as a part of a mortgage agreement when a person buys a home, many people don’t actually understand what it is and how it can protect them. It’s usually a type of coverage that mortgage lenders will require you to carry. Title insurance is a policy that covers ... Read more
Is Homeowners Insurance Paid Monthly Or Yearly?
Homeowners insurance is generally a required part of homeownership with a mortgage lender, and its a good idea to have even if you own your home outright. When planning your household budget, you might want to know your options regarding monthly or yearly payments. There a few things to consider when contemplating choosing monthly or ... Read more
Rent-To-Own Homeowners Insurance
While landlords carry a significant amount of responsibility for the homes they rent out, it’s important for renters to understand their options for coverage. This issue can seem harder for people entering a rent-to-own agreement to understand, so, before deciding to proceed, you should make sure you understand the details of what this type of ... Read more
Does Home Insurance Cover Firearms?
Homeowners who have firearms often wonder how their gun ownership can affect their insurance. It’s important that people with these questions understand that there are two perspectives under which you have to examine this issue: Considering a firearm as a source of elevated risk in the home. Considering a firearm as a valuable to insure. ... Read more
Excess Flood Insurance
If you’re considering homeownership or renting in an area where flooding is a common concern, you might have heard a lot about excess flood insurance and want to know if it’s something that you need for your home. There are certain areas of the United States that are particularly susceptible to home damage due to ... Read more
Top 8 Things Agents Check During A Home Inspection
Has your insurance provider suddenly announced an inspection? The inspection helps insurance companies reaffirm that your policy is adequate and if they discover nothing unusual, the policy will remain active. However, the policy might be canceled or your coverage lowered if the inspector deems that your home replacement cost is too high. The reverse can ... Read more
4 Steps To Protect Your Home From Natural Wildfires
Fires can spread quickly and they’re extremely dangerous if you live near an area with flammable vegetation. If you live in a state such as California where wildfires are abounding, there are ways to prepare your home for the event of a wildfire. It’s not possible to make your home 100% fireproof; however, you can ... Read more