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Does Renters Insurance Cover Jewelry?
If you’re renting an apartment or townhouse, renters insurance (HO-4) will cover your personal property. The main purpose of renters insurance is to cover the tenant’s personal belongings. Yes, this includes your jewelry. Other personal property includes clothes, furniture, appliances, and more. Each renters insurance policy includes a clause for personal property that means if ... Read more
Does Flood Insurance Cover Broken Pipes?
Flood insurance is an optional insurance policy for homeowners insurance that protects you against floods in the home. Storms and burst pipes are common perils that lead to flooding on all levels of the home. This guide will look at the different coverage options you have in a burst pipe scenario. We’ll also look at ... Read more
Does Homeowners Insurance Cover Sewer Backup?
Yuck! There’s nothing worse than finding out that you have standing sewage in your tub. A sewer backup can cause this to happen when there is a blockage somewhere along the sewer pipes below your house. When this happens, the damage can quickly worsen – not to mention the smell! Your first instinct might be ... Read more
Does Flood Insurance Cover Contents?
Flood insurance can be purchased as an endorsement on a homeowners insurance policy as it’s not automatically included. This includes coverage for structural damage and personal property caused by floods. FEMA spearheads the National Flood Insurance Program (NFIP) that provides flood insurance coverage to all homeowners in the United States. This is the largest insurance ... Read more
Does Homeowners Insurance Cover Renters?
If you’re a homeowner and want to start renting your property, you must insure the property and the tenants. Homeowners insurance protects you on multiple levels: It includes dwelling coverage for structural damage and property coverage for all your belongings. This coverage is mandatory when you let strangers into your home, especially when you do ... Read more
Does Renters Insurance Cover Car Damage?
Renters insurance, also known as HO-4 policy, is insurance designed for tenants. This insurance policy can be used to protect your personal belongings while you rent an apartment unit or a house. Renters insurance will cover you for all personal property inside the home and abroad when you’re traveling, albeit at a lower coverage limit. ... Read more
Does Home Insurance Cover Fire?
Fire damage can be devastating to a home and cause significant property damage and injuries. The most common form of fire damage are electrical fires, kitchen fires, candle fires, and wildfires. Wildfires have the potential to burn through millions of acres and engulf thousands of homes in flames. This is why homeowners insurance policies are ... Read more
Does Homeowners Insurance Cover Lost Jewelry?
Jewelry is an extremely valuable property and it’s easily damaged and stolen. Homeowners insurance can provide a degree of protection for jewelry, but it’s essentially treated as any other property unless you individually insure it. This guide will cover how you can secure your jewelry at full replacement value to keep your bracelets, necklaces, rings, ... Read more
Does Renters Insurance Cover Personal Injury?
Renters insurance is becoming mandatory for rental properties as more landlords demand tenants to get insurance. If you’re renting an apartment, house, or townhouse, you can buy renters insurance before you sign the lease. Renters insurance is affordable at only $150/year for the average policy and it protects all your personal belongings. Did you know ... Read more
Home Insurance in Volusia County, FL: Companies & Premiums
Volusia County is located centrally along the Atlantic coastline of Florida. The US Census Bureau estimated Volusia County’s 2019 population at 553,284 people, which makes it one of the most populated municipalities in Florida. Living in Volusia Volusia County has an income level that’s below that of the overall country, with a median household income ... Read more
Home Insurance in Lake County, FL: Companies & Premiums
Lake County is a centrally located county in peninsular Florida, and the county has a relatively large population compared to many of its neighboring counties; as of 2019, the county has close to 370,000 residents. As its name suggests, Lake County has numerous natural bodies of water within its borders, with over 250 lakes and ... Read more
Home Insurance in Sumter County, FL: Companies & Premiums
Sumter County is a landlocked area of Florida that is home to over 130,000 residents as of 2019. Located in central peninsular Florida, Sumter County contains The Villagers Metro Area, which is included in the Orland-Deltona-Daytona Beach Statistical Area and is home to a majority of the county’s residents. Living in Sumter Although Sumter County’s ... Read more
