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For anyone who has a child that plays an instrument, you know how difficult it can be to have them take care of their instrument or remember to bring it along. Musical instruments are fun to play but worrying to think about when it comes to insurance. Protecting your instruments…
Most people understand that a centralized air conditioning unit is covered by their homeowners insurance. Still, some are confused about other parts of their HVAC system. Will your homeowners insurance also repair or replace a damaged heating unit such as a heat pump? In this article, we will be diving…
Many homeowners wonder if their insurance policy will cover a collapsed deck. If you own a home with an attached outdoor deck, should you be worried if it collapses? This article will give you more information about what your homeowners insurance covers and what is not included. Table of Contents1…
As a homeowner, one of the most important investments that you should consider is an insurance policy. After all, you want to make sure your property and everything in it is always protected. However, a lot of people gets confused along the way when trying to find the right coverage…
A standard homeowners insurance policy may provide coverage against break-ins or burglary. In fact, there are at least two parts of your homeowners insurance policy which can apply to this kind of peril, these two are personal property coverage and dwelling coverage. Personal Property Coverage – Your personal property coverage…
A gas line is a vital component of any home. In fact, some experts consider gas lines as a necessary evil that is needed in most residential properties. While a gas line may pose danger to the home it also serves very important functions such as allowing you to cook…
Kemper is a large and well-established insurance company in Chicago and its home insurance business is just one part of its operations. When it was founded in 1912 by James S. Kemper, it was called Lumbermens Mutual Casualty Corporation, selling accident insurance only to Chicago locals. It soon became one…
Say your phone is damaged in a fire or stolen while walking around your neighborhood. Most people would be at a loss as their phone is so important to them. Most people cannot live without their cell phone at their side. But are you covered by your homeowners or renters…
Artwork can be expensive and insuring it can be difficult with many pitfalls and choices. That original canvas painting that is worth upwards of $5,000 might not be fully covered for replacement. Your homeowners insurance will cover you up to a certain point but once you exceed that repair cost,…
More and more Americans are turning to self-storage facilities to store their unused and valuable items. As self-storage is becoming common practice, the question begins to loom: are any items you store in these facilities covered by your insurance? Typically, homeowners insurance will cover your personal belongings such as clothes,…
Moving day can be quite stressful as you’re starting a new life in a new home and everything you own is being put into a truck and carried away. The worry about breakage and loss of expensive items is high for homeowners who are moving, everyone deals with it. But…
Your credit score is one of the major factors that help insurance companies determine your insurance premium. As a general rule of thumb, the lower your credit score, the higher your premiums. It’s unlikely that an insurance company won’t sell a policy to you, but if your score is low…
The third largest city in Arkansas, Fayetteville is the county seat of the Washington County. This city has been named as the third best place to reside in the United States according to the U.S Best Places to Live Rankings News in 2016. So if you are planning on moving…
One of the second largest cities in Arkansas, Forth Smith has one of the two county seats in Sebastian County. This city lies on the state border of Arkansas and Oklahoma. Fort Smith is situated at the confluence of the rivers Poteau and Arkansas which is also known as the…
Are you looking for homeowners insurance for your house in Little Rock, AR? Our study had found that you can expect to pay around $121.88 per month or $1462.56 annually for your Little Rock home insurance coverage. In this article, we will also take a look at how your quotes…
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