A resource hub for homeowners.
As a homeowner, one of the most important investments that you should consider is an insurance policy. After all, you want to make sure your property and everything in it is always protected. However, a lot of people gets confused along the way when trying to find the right coverage…
A standard homeowners insurance policy may provide coverage against break-ins or burglary. In fact, there are at least two parts of your homeowners insurance policy which can apply to this kind of peril, these two are personal property coverage and dwelling coverage. Personal Property Coverage – Your personal property coverage…
A gas line is a vital component of any home. In fact, some experts consider gas lines as a necessary evil that is needed in most residential properties. While a gas line may pose danger to the home it also serves very important functions such as allowing you to cook…
Kemper is a large and well-established insurance company in Chicago and its home insurance business is just one part of its operations. When it was founded in 1912 by James S. Kemper, it was called Lumbermens Mutual Casualty Corporation, selling accident insurance only to Chicago locals. It soon became one…
Say your phone is damaged in a fire or stolen while walking around your neighborhood. Most people would be at a loss as their phone is so important to them. Most people cannot live without their cell phone at their side. But are you covered by your homeowners or renters…
Artwork can be expensive and insuring it can be difficult with many pitfalls and choices. That original canvas painting that is worth upwards of $5,000 might not be fully covered for replacement. Your homeowners insurance will cover you up to a certain point but once you exceed that repair cost,…
More and more Americans are turning to self-storage facilities to store their unused and valuable items. As self-storage is becoming common practice, the question begins to loom: are any items you store in these facilities covered by your insurance? Typically, homeowners insurance will cover your personal belongings such as clothes,…
Moving day can be quite stressful as you’re starting a new life in a new home and everything you own is being put into a truck and carried away. The worry about breakage and loss of expensive items is high for homeowners who are moving, everyone deals with it. But…
Your credit score is one of the major factors that help insurance companies determine your insurance premium. As a general rule of thumb, the lower your credit score, the higher your premiums. It’s unlikely that an insurance company won’t sell a policy to you, but if your score is low…
As drones begin to gain popularity in households, one big question begins to arise: Are they protected under my homeowners insurance policy? To answer this we must consider a couple of aspects when it comes to insurance which are liability coverage and deductibles. The basic answer is yes, they are…
Having homeowners insurance is often a requirement for any home or property owner. Being without it can be scary and often could result in your mortgage lender taking action against you as they see you as a possible liability. So, what happens when your insurance company cancels your policy, leaving…
Having poor credit affect a high number of Americans and can be difficult to overcome. Loans are harder to come by, money is tighter for necessities, and insurance companies don’t trust you to pay your premiums. So, how do you get homeowners insurance if you have bad credit? One of…
The third largest city in Arkansas, Fayetteville is the county seat of the Washington County. This city has been named as the third best place to reside in the United States according to the U.S Best Places to Live Rankings News in 2016. So if you are planning on moving…
One of the second largest cities in Arkansas, Forth Smith has one of the two county seats in Sebastian County. This city lies on the state border of Arkansas and Oklahoma. Fort Smith is situated at the confluence of the rivers Poteau and Arkansas which is also known as the…
Are you looking for homeowners insurance for your house in Little Rock, AR? Our study had found that you can expect to pay around $121.88 per month or $1462.56 annually for your Little Rock home insurance coverage. In this article, we will also take a look at how your quotes…
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