A resource hub for homeowners.
While most homes in the United States don’t rely on a well to provide fresh water, some households still do. If you are a household that owns and operates a well either for your own use or for dispersion of water for sales purposes, you may be interested in whether…
Insurance fraud is a serious offense and can result in serious charges. Fraud of any sort not only affects the one committing the fraud but also countless innocents who had nothing to do with the fraud. In the case of homeowners insurance fraud, insurance companies may need to raise premiums…
Our kitchen poses a higher risk for water damage because our kitchen will always need a decent water supply. Since the dishwasher is connected to a water supply, it exposes our home to a greater risk of water damage. Water damage caused by a broken dishwasher will lead to damage…
Your homeowners insurance policy will always have a set deductible for you to decide on. Smart and responsible homeowners know that choosing the right amount of deductible can save you the trouble when an emergency occurs and you need to file a claim. However, if you’re confused over the right…
Receiving a letter in the mail that your homeowners insurance will not be renewed the next fiscal year can be shocking and disheartening. You may have filed two or three claims and still had your insurance company cancel your policy. You may have filed only one claim in your time…
Having your home covered for electrical issues by your homeowners policy is generally not a problem. The issue is normally how much you will pay. The factors that will play into that include how old the home is and what type of wiring is involved. This is because the older the…
Aluminum electrical wirings have been widely used in the ’60s and ’70s for the construction of homes. First, aluminum is cheaper than copper. Second, there wasn’t much information regarding the dangers of aluminum wiring. However, we know that aluminum wirings increase the risk of fire. This is the reason why…
More and more folks are turning to rental properties as opposed to becoming involved in a mortgage due to the lending restrictions being super tight and home prices reaching record-high levels. Renting is vastly less expensive with savings on maintaining the property, from buying homeowners insurance, and from property taxes….
The premium that you pay for your homeowners insurance will increase depending on how risky it is to insure your home. If a senior citizen is the owner of the property, the risks are higher since they tend to be more forgetful and their response to emergencies may be slower. …
Folks who have a greenhouse at their home have unique obstacles to face if damage were to happen to their investment, even if this is just simply a hobby for them. Homeowners insurance policies are varied depending upon which type you purchase. However, they are pretty specific about what they…
Perils are chance encounters for homeowners that are accidental and unexpected causing damage and destruction to their personal property. If your siding is wearing out or your fence is falling down, these are natural occurrences with time and age and are considered uninsured perils. Having someone come and throw a…
When you’re purchasing something as important as homeowners insurance, it’s crucial that you go over every line of the policy in order to understand exactly what’s going to be covered in case you experience any type of ‘peril’. It is just as essential to know the things that are covered…
The third largest city in Arkansas, Fayetteville is the county seat of the Washington County. This city has been named as the third best place to reside in the United States according to the U.S Best Places to Live Rankings News in 2016. So if you are planning on moving…
One of the second largest cities in Arkansas, Forth Smith has one of the two county seats in Sebastian County. This city lies on the state border of Arkansas and Oklahoma. Fort Smith is situated at the confluence of the rivers Poteau and Arkansas which is also known as the…
Are you looking for homeowners insurance for your house in Little Rock, AR? Our study had found that you can expect to pay around $121.88 per month or $1462.56 annually for your Little Rock home insurance coverage. In this article, we will also take a look at how your quotes…
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