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Does Homeowners Insurance Cover Leaking Windows?
Considering how unfortunately common leaking windows can be, it begs the question: does homeowners insurance cover leaking windows? The answer isn’t as straightforward as you may have hoped. Generally, if the window glass is leaking due to being broken by “sudden and accidental” circumstances, your insurance will likely cover the damage in. If your window frames ... Read more
Does Homeowners Insurance Cover Theft of Cash?
Is the Cash Under the Mattress Safe? The last thing anyone ever wants to experience is a home robbery. There are few worse invasions of privacy and security. If you are a homeowner with a mortgage, homeowners insurance is required. If you have paid off your house, homeowners insurance is not required but you better ... Read more
Does Homeowners Insurance Cover Negligence?
Insurance is a legal contract that binds the company and the customer under certain conditions. These conditions are mainly to provide financial assistance to the customers by the insurance provider company in terms of any specified losses, damage, theft, illness or death. However, the insurance provider company in return takes a certain amount that is ... Read more
Does Homeowners Insurance Cover Sidewalk Repair?
The sidewalk is a mobility barrier separating your home from the street which is used by thousands of pedestrians. Repairing cracks in the pavement is not just a good neighborly trait, but it’s required by law. There are numerous potential injuries that a broken pavement could cause to pedestrians, bicycle riders, and all residents in ... Read more
Does Homeowner Insurance Cover Roommates?
Accommodating roommates or boarders have varying effects on your homeowners insurance depending on your insurance company and living arrangement. There are lots of factors to be considered therefore it is advisable to contact your insurance company before going ahead to rent out that extra room. Of course, calling your insurance company asking them questions about ... Read more
Does Homeowners Insurance Cover Hearing Aids?
The question of whether your housing insurance covers hearing aids has become a regularly occurring question among homeowners that require hearing aids. Some aid specialists advise that you put your hearing aids under your house and content insurance. But is that enough? What if the damage occurs outside your home? Does it still count? Well, ... Read more
Does Homeowners Insurance Cover Lawn Mower Accidents?
Lawn mower mishaps can lead to expensive health insurance deductibles to treat those injuries. Nearly 80,000 people end up hospitalized in the US from lawn mower injuries every year. If a family member or a worker was injured in a lawnmower accident on your property, you want to know if homeowner insurance will cover it. ... Read more
Does Homeowners Insurance Cover Tree Roots in Sewer Line?
Even though most homeowners prefer to have trees in their yard due to its many benefits such as providing shade, privacy, and an increase in their property value, they should also be aware of the potential damages and unforeseen expenses it could cause to their property. One might ask, but how could an innocent tree ... Read more
Does Homeowners Insurance Cover Dry Rot?
Of all the dangerous problems that can befall a home, dry rot might just be the worst offender. With just a hint of moisture, you have a recipe for a wood-eating fungus that can feast upon the walls of your beloved abode. Dry rot may not seem like a huge deal, but it can quickly ... Read more
Does Homeowners Insurance Cover a Dry Well?
Millions of people in the US get their water supply from a private well. Albeit the cheaper option, private wells can cause a homeowner a ton of grief. Just like other structures and mechanisms on your property, a well owner is responsible for the upkeep and maintenance of their well. That said, what happens when you ... Read more
Does Homeowners Insurance Cover Bat Removal?
Bats in the home aren’t exactly a common pest problem, but when bats do happen, they can cause expensive damages that you probably don’t want to pay for. When bats enter the home, they don’t just bring themselves, they bring along plenty of other parasitic pests. Once bats are living in the house, you can ... Read more
Does Homeowners Insurance Cover Furniture?
Homeowners insurance is about as easy to understand as an Ikea instruction manual, yet it is something we all require in order to protect our properties and belongings. Policies can be convoluted and difficult to read. Even if you have an existing policy in place, you might be uncertain as to what is actually covered. ... Read more
