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Understanding homeowners insurance inspection

Can You Get Home Insurance Without An Inspection?

A homeowners insurance without inspection is possible. However, insurers may require inspection depending on certain circumstances. For example, homes older than 25 years old need an inspection to see if there are any liabilities in the property. Some insurance firms may even do a 4-point inspection to qualify interested individuals for a standard home insurance coverage. ... Read more
Home insurance and trampolines explained

How Does Having A Trampoline Affect Home Insurance?

Trampolines are eye candy to children and adults alike. See one on a store and any child regardless of age may find their eyes light up with glee. While it‘s attractive to many homeowners for its factor to bring fun in the household, getting an insurance claim becomes a challenge with it lying in a ... Read more
Homeowners insurance coverage and lightning damage explained

Does Homeowners Insurance Cover Lightning Damage?

Homeowners insurance will cover lightning damage. However, there are things to take note. Many policies can cater to cover personal property losses. These losses include damages from lightning strikes to valuable items like electronics. Remember, the coverage will only secure personal properties up to the limits listed in the policy. As per the Insurance Information ... Read more
Explaining if fences are covered under homeowners insurance

Does Homeowners Insurance Cover Fences?

The answer to the question of whether fences are covered by homeowners insurance depends on the provisions of your policy and the cause of damage to the fences. Let us talk about everything there is to know regarding this topic. Standard homeowners insurance covers the following: The dwelling place Personal belongings inside the dwelling place ... Read more

Does Homeowners Insurance Cover Hurricane Damage?

The hurricane season runs from June through November in almost half of US states, especially along the Atlantic and Gulf coasts. The best time to check your home insurance to make sure your home is protected is before hurricane season. If a powerful hurricane rips through your area, it can leave behind thousands of damaged ... Read more

Tucson AZ Homeowners Insurance Rates

It is important to have home insurance in Tucson, AZ. In fact, if your house is not fully paid off like most homeowners, you are required to have house insurance coverage by your mortgage provider. Naturally bordered by five Arizona mountain ranges, national parks and Native American homelands, Tucson is situated in the Sonora desert ... Read more

Phoenix AZ Homeowners Insurance Rates

Popularly known as the ‘Valley of the Sun’, Phoenix is Arizona’s metropolis which offers more sunshine than rest of the cities in Arizona. Located on a flat desert terrain, the city is majestically surrounded by the Phoenix Mountain Preserve and naturally bordered by lakes and the breathtaking Superstition Mountains to the east. Being the sunniest ... Read more

Pine Bluff, AR Home Insurance Rates

Being the 10th largest city in Arkansas, Pine Bluff is the county seat of the Jefferson County. This city forms a part of the combined statistical area of Little Rock North and Little Rock Pine Bluff. It is also the principal city of the Metropolitan Statistical Area Pine Bluff. The city is situated in the ... Read more

Rogers, AR Home Insurance Rates

Located in the Northwest of Arkansas, Rogers is one of the fastest growing metros in the entire country. This city, like most of the cities in the state of Arkansas, is characterized by humid, warm summers and mild to cool winters. With a humid subtropical type of climate, Rogers city is no stranger to storms ... Read more

Conway, AR Home Insurance Rates

Conway is the county seat of the Faulkner County. The city is located in Central Arkansas, which is one of the most populous Metropolitan Statistical Area. It passes right through the northern and the eastern side of the city. This city has a humid subtropical climate which is characterized by humid and hot summers with ... Read more

North Little Rock, AR Home Insurance Rates

Located in Pulaski County, North Little Rock is right across the river Arkansas in the central parts of Arkansas. As most of the cities in Arkansas, North Little Rock has a climate that is characterized by summers that are long, hot and humid and mild to cool winters. It has a humid subtropical climate. This ... Read more

Jonesboro, AR Home Insurance Rates

Located on the Crowley’s Ridge, the city of Jonesboro is in the northeastern corner of the state of Arkansas. It is home to the Arkansas State University and is one of the two seats of the county in Craighead County. The city has a humid subtropical climate according to the Koppan climate classification. Being a ... Read more

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