Health & Safety

Yes, you should be able to get homeowners insurance from most companies if your home has knob and tube wiring. However, be prepared to pay higher premiums as this type of wiring is considered to be a fire hazzard.

If you want to make sure your home is updated and safe, you need to get an inspection done by a professional. A four-point home inspection takes a look at four major systems in your home to verify they are all in good condition. The systems are your roof, electrical, plumbing, and HVAC. This is ... Read more

Gas leaks are among the scariest problems that a homeowner can face. Not only can a minor gas leak be toxic to you and your family, but the idea that it might lead to explosions and cause serious harm to yourself and those around you is the stuff of nightmares. Your homeowner’s insurance can cover ... Read more

Homes contaminated with radon can be serious health-hazards and need to be treated. Unfortunately, this problem is fairly common, with one in fifteen homes in the United States experiencing elevated levels of radon. As testing and preventing elevated radon is the home is considered a part of home maintenance and not an unforeseeable event, radon ... Read more

Home Insurance protects you and your home, but it doesn’t mean that you shouldn’t take a step further in protecting your own home. There are several security devices available on the market to ensure added protection for your home. Apart from security cameras and digital locks, you can install another security system in your home ... Read more

You’ve just moved to a new home and kept your insurance company. You notice your home insurance rates have gone up despite making no new claims and having a good record from your previous property. Why the insurance price hike? It’s probably due to your new property being rated at a higher Public Protection class. ... Read more

Homes that are heated with heating oil and are equipped with an oil tank may have trouble getting home insurance. You might be wondering if homeowners insurance covers oil tank removal and leaks? Find out in the article below. Oil Tank and Insurance Coverage You know that an oil storage tank is a great device ... Read more

Millions of Americans still heat their home primarily with wood. However, installing a wood stove in your home may alert your insurance company as it increases the risk of fire in your house. An uncertified wood stove may increase cause your insurance provider to cancel your policy.

Asbestos is a naturally occurring mineral that was extensively used as a construction material before the 80s. Its resistance to heat made it a suitable insulating material for pipes, floor tiles, ceilings, and other building materials. The use of asbestos was popular in construction, until such time that it was found out to be a ... Read more