Homeowners Insurance Cover

Landscaping around your home and property can take a large amount of time and money to get right. You want to be sure that your efforts won’t go to waste, so it’s important that you understand how you can financially protect your landscaping. Fortunately, standard home insurance policies do cover many elements on the exterior ... Read more

Yes, your septic tank or drain field is covered by your homeowner’s insurance policy. Your septic tank is technically a part of your home, meaning it falls under your dwelling coverage details. Let’s look at how a conventional septic tank falls in line with your homeowner’s insurance.  Septic systems can create a world of headaches ... Read more

Most homeowners will agree that at some point, someone will come to work on your house. For some people, it can be a day to day thing. There may be a gardener one day, perhaps a landscaper the next. Maybe a family has tutors or a cleaning service. There could be a housekeeper to help ... Read more

Is the Cash Under the Mattress Safe? The last thing anyone ever wants to experience is a home robbery. There are few worse invasions of privacy and security. If you are a homeowner with a mortgage, homeowners insurance is required. If you have paid off your house, homeowners insurance is not required but you better ... Read more

Insurance is a legal contract that binds the company and the customer under certain conditions. These conditions are mainly to provide financial assistance to the customers by the insurance provider company in terms of any specified losses, damage, theft, illness or death. However, the insurance provider company in return takes a certain amount that is ... Read more

The sidewalk is a mobility barrier separating your home from the street which is used by thousands of pedestrians. Repairing cracks in the pavement is not just a good neighborly trait, but it’s required by law. There are numerous potential injuries that a broken pavement could cause to pedestrians, bicycle riders, and all residents in ... Read more

Accommodating roommates or boarders have varying effects on your homeowners insurance depending on your insurance company and living arrangement. There are lots of factors to be considered therefore it is advisable to contact your insurance company before going ahead to rent out that extra room.  Of course, calling your insurance company asking them questions about ... Read more

The question of whether your housing insurance covers hearing aids has become a regularly occurring question among homeowners that require hearing aids. Some aid specialists advise that you put your hearing aids under your house and content insurance. But is that enough? What if the damage occurs outside your home? Does it still count? Well, ... Read more