Blog
Enjoy reading about homeowners insurance.
Compare home insurance quotes
Use our free comparison tool to compare rates from the best providers in your area
Explore home insurance articles
Homeowners Insurance Exclusions
Learn the types of damage and perils that are typically excluded from homeowners insurance coverage.
Roof Shapes and Materials for Homeowners Insurance
The roof shape and material it is made of can impact your homeowners insurance premiums. Find out how your roof style fairs with insurance.
Does Homeowners Insurance Cover Riots, Civil Unrest, & Looting?
Yes, homeowners insurance covers damage from civil unrest, riots, and looting because civil unrest is one of the covered perils listed as a named peril on even the most basic forms of home insurance.
Kingstone Homeowners Insurance Review (2023)
Kingstone is an insurance company that makes it a point to include many different types of houses, even those that are typically harder to insure because of their locations. It serves 4 states: New York, New Jersey, Rhode Island and Massachussets. Kingstone's premiums are competitive. This insurer has received positive reviews earning 4.2 stars on Google, but there are many claim-related complaints.
Frontline Homeowners Insurance Review (2023)
Frontline is an insurance company that serves 5 southern states and offers protection for many different types of homes. While it has received 4.5 stars through Google reviews, there are many comlpaints regarding canceled policies and issues with the claim process. Frontline appears to be financially stable, although it has not been rated by the main rating agencies like BBB and AM Best.
Southern Oak Homeowners Insurance Review (2023)
Southern Oak is a Florida-based insurer that provides a variety of homeowners insurance products. Launched in 2004, they have been financially stable for 19 years and hold several excellent financial ratings today. Customer reviews are mostly positive with a few complaints.
SageSure Homeowners Insurance Review (2023)
SageSure is a property insurance company specializing in coastal states. Founded in 2009, they are willing to insure higher-risk coastal homes, which is a big plus. Overall, they have received mostly positive reviews with few complaints. They offfer select additional products depending on the state you live in.
Does Homeowners Insurance Cover Emotional Support Animals
Yes, homeowners insurance covers emotional support animals in a similar way that it covers regular pets.
Bare Walls In Master Policy Insurance
"Bare walls" or "bare walls-in" insurance is a type of master policy held by condominium associations. It is a limited type of coverage that protects common areas and commonly used areas of a condo, such as a lobby, stairway, or shared laundry area. It also covers the structure of the building, up to the drywall inside individual condo units.
Walls In Condo Insurance
The term “walls-in insurance” can refer to two different types of insurance policies: Continue reading to find out what a walls-in condo insurance policy is and how it will affect you in the future. Key facts Defining walls-in HOA master policy A walls-in master policy, also known as a single entity coverage, is the most ... Read more
Does Homeowners Insurance Cover Ductwork?
The ductwork in your home is connected to your HVAC system and is essential for controlling the temperature throughout your home. But, does home insurance cover your ducts if they are damaged? When you have a homeowners insurance policy, your ductwork is covered if it is damaged due to a covered peril. These perils include ... Read more
Do I Have to Add My Dog to My Homeowners Insurance?
When buying a home and purchasing homeowners insurance, an agent will likely run down a long list of questions about the property and what you plan to have on it. This includes if you have a pool, trampoline, or dog. Claiming a dog on a homeowner’s insurance policy can be controversial, which leads to people ... Read more
