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As a homeowner, one of the most important investments that you should consider is an insurance policy. After all, you want to make sure your property and everything in it is always protected. However, a lot of people gets confused along the way when trying to find the right coverage for their property. In this ... Read more

A standard homeowners insurance policy may provide coverage against break-ins or burglary. In fact, there are at least two parts of your homeowners insurance policy which can apply to this kind of peril, these two are personal property coverage and dwelling coverage.  Personal Property Coverage – Your personal property coverage means the cost of replacing ... Read more

Say your phone is damaged in a fire or stolen while walking around your neighborhood. Most people would be at a loss as their phone is so important to them. Most people cannot live without their cell phone at their side. But are you covered by your homeowners or renters insurance for a cell phone ... Read more

Artwork can be expensive and insuring it can be difficult with many pitfalls and choices. That original canvas painting that is worth upwards of $5,000 might not be fully covered for replacement. Your homeowners insurance will cover you up to a certain point but once you exceed that repair cost, you’re on your own. Knowing ... Read more

More and more Americans are turning to self-storage facilities to store their unused and valuable items. As self-storage is becoming common practice, the question begins to loom: are any items you store in these facilities covered by your insurance? Typically, homeowners insurance will cover your personal belongings such as clothes, jewelry, furniture, etc. Even though ... Read more

Moving day can be quite stressful as you’re starting a new life in a new home and everything you own is being put into a truck and carried away. The worry about breakage and loss of expensive items is high for homeowners who are moving, everyone deals with it. But does your homeowners insurance cover ... Read more

Your credit score is one of the major factors that help insurance companies determine your insurance premium. As a general rule of thumb, the lower your credit score, the higher your premiums. It’s unlikely that an insurance company won’t sell a policy to you, but if your score is low enough, they do reserve the ... Read more

Having homeowners insurance is often a requirement for any home or property owner. Being without it can be scary and often could result in your mortgage lender taking action against you as they see you as a possible liability. So, what happens when your insurance company cancels your policy, leaving you without coverage on your ... Read more