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Homeowners Insurance Without A Credit Check

Homeowners Insurance Without A Credit Check

Having poor credit affect a high number of Americans and can be difficult to overcome. Loans are harder to come by, money is tighter for necessities, and insurance companies don’t trust you to pay your premiums. So, how do you get homeowners insurance if you have bad credit? One of the best ways to get ... Read more
Does Homeowners Insurance Cover Well Pump Repair?

Does Homeowners Insurance Cover Well Pump Repair?

According to the United States Geological Survey, about 15% of US citizens rely on wells for their private water supply. These American homeowners carry the unique responsibility of maintaining their own well water pump system. As such an important appliance, homeowners may be thinking about what might happen if their system fails. Does your homeowner’s ... Read more
Homeowners Insurance Fraud

Homeowners Insurance Fraud

Insurance fraud is a serious offense and can result in serious charges. Fraud of any sort not only affects the one committing the fraud but also countless innocents who had nothing to do with the fraud. In the case of homeowners insurance fraud, insurance companies may need to raise premiums across the board due to ... Read more
Will My Homeowners Insurance Cover Water Damage From Dishwasher?

Will My Home Insurance Cover Water Damage from Dishwasher?

Coming home to a dishwasher that has let go and caused a flood can be quite stressful. Not only does it create a chaotic mess, but it can also leave behind some serious damage. This leads many homeowners to wonder, does home insurance cover water damage from a dishwasher? In most instances, water damage from ... Read more
The Average Recommended Homeowners Insurance Deductible

The Average Recommended Homeowners Insurance Deductible

Your homeowners insurance policy will always have a set deductible for you to decide on. Smart and responsible homeowners know that choosing the right amount of deductible can save you the trouble when an emergency occurs and you need to file a claim.  However, if you’re confused over the right amount of deductible for your ... Read more

Farm Bureau Home Insurance Review (2023)

In 1939, Iowa Farm Mutual Insurance Company was founded and this is where Farm Bureau Financial Services came from. Nowadays, Farm Bureau has grown into a reputable insurance provider that offers homeowners insurance among other products to Farm Bureau members. Online reviews from customers report competitive premiums, good customer service and positive claims experiences.

Kin Homeowners Insurance Review

Kin is a relatively new homeowners insurance provider. It offers policies in 4 coastal states and has received a lot of positive reviews from its policyholders. Kin has very few complaints and many reviews rave about afforadble premiums.

Alfa Homeowners Insurance Review (2023)

Alfa has been in the business of protecting people and their property for over 70 years. Solid financial ratings paired with mostly positive reviews from its customers make Alfa a strong contender in 11 states it covers.
What To Do If Homeowners Insurance Is Canceled Due To Claims

What To Do If Homeowners Insurance Is Canceled Due To Claims

Receiving a letter in the mail that your homeowners insurance will not be renewed the next fiscal year can be shocking and disheartening. You may have filed two or three claims and still had your insurance company cancel your policy. You may have filed only one claim in your time with your insurance and still ... Read more
Does Homeowners Insurance Cover Electrical Problems?

Does Homeowners Insurance Cover Electrical Problems?

Electrical systems in the home are an out-of-sight, out-of-mind concern for most of us. We assume that as long as there are no dimming lights or buzzing sounds coming from the sockets and LED fixtures, we’re not in danger. This is not the case. There are hundreds of potential electrical faults that can occur in ... Read more
Home Insurance And Aluminum Wiring

Home Insurance And Aluminum Wiring

Aluminum electrical wirings have been widely used in the ’60s and ’70s for the construction of homes. First, aluminum is cheaper than copper. Second, there wasn’t much information regarding the dangers of aluminum wiring. However, we know that aluminum wirings increase the risk of fire. This is the reason why it is more difficult to ... Read more
Renters Insurance Explained

Cheap Renters Insurance

More and more folks are turning to rental properties as opposed to becoming involved in a mortgage due to the lending restrictions being super tight and home prices reaching record-high levels. Renting is vastly less expensive with savings on maintaining the property, from buying homeowners insurance, and from property taxes. The downside to renting is ... Read more

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