Homeowners Guide

Homeowners insurance exists to protect your home from all unpredictable dangers such as natural disasters, break-ins, and other accidents. Most homeowners insurance policies include a clause for personal property protection that covers appliances in the home. Most new appliances break down within the first 5 years of use, which is why you want to make ... Read more

Home insurance can be expensive, and premiums seem to keep on rising. You have homeowners insurance but how often do you use it? Sometimes the cost seems to outweigh the benefits. But don’t throw out your insurance or search for a new company quite yet. There are many options available that will allow you to ... Read more

Sinkholes can happen at a moment’s notice. The likelihood of one happening to you and destroying your property is rare but still present. Around 35-40% of all land in the United States is susceptible to sinkholes and your home could be located in one of those regions. While the likelihood of a sinkhole happening below ... Read more

Having homeowners insurance protects your home from a host of risks and perils. Theft, burst pipes, fallen trees, all covered by your basic homeowners policy. But what happens when something occurs outside of your policy’s listed perils? If something unexpected happens and your basic homeowners insurance policy won’t help repair your home, a rider will ... Read more

Boating is an exciting pastime pursued by many Americans, but buying a boat is a big purchase that can also expose you to a lot more risks. As with all of your bigger investments, like cars and houses, you are going to want to make sure that you are protected if anything were to happen ... Read more

One of those almost impossible – I didn’t think it could happen to me – thank goodness I have insurance cases happens. A car crashes into your house. After the initial chaos of the event and making sure that no one is hurt, there is a whole mess to clean up and fix to return ... Read more

Almost everyone owns physical belongings that they consider near and dear to their heart to the extent that losing them would feel like a tangible loss. In the terrible event that these belongings do become damaged or lost, while they cannot be replaced, it is helpful and emotionally compensating to receive their value back through ... Read more

Treehouses can be an essential part of any child’s summer, and a way to give them some happy childhood memories. In able to do so, you need to consider a few different factors if you plan to build a treehouse in your yard. In a study done between 1990 and 2006, it was found that ... Read more

There are a lot of perks to living in a condominium in Florida.  There’s less maintenance (no lawn!) and easy access to social amenities.   Condo insurance isn’t required in Florida but you may be required to purchase coverage through your condo’s association.   Like any residence, you’re responsible for insuring your personal property when living in ... Read more

Buying a home is a dream purchase for many families. Just like when buying a car off the lot, when you buy a home, you are required to buy insurance for it as well. While it is required by most mortgage lenders, standard homeowners insurance doesn’t cover everything. Here are a few examples of what ... Read more

For anyone who has a child that plays an instrument, you know how difficult it can be to have them take care of their instrument or remember to bring it along. Musical instruments are fun to play but worrying to think about when it comes to insurance. Protecting your instruments can be challenging but leaving ... Read more