Find Cheaper Homeowners Insurance

How Much is Homeowners Insurance?

How Much Is Homeowners Insurance?

On average, the annual cost of a homeowners insurance policy in 2020 is $1,445, but in reality, the average cost between different regions, states, and individual households can range greatly. A number of factors come into play when an insurer is determining your home insurance quote, including: Home age Condition of the home Deductible Replacement … Read more

Condo Insurance vs Renters Insurance

Condo Insurance Vs Renters Insurance

If you live in a condominium or apartment, you will need to consider if you want home insurance. The options available for your situation, condo insurance, and renters insurance, respectively, have differences compared to standard homeowners insurance policies that you need to know. What Insurance Do You Need if You Own a Condo? If you … Read more

Water Exclusion Clause Home Insurance

Water Exclusion Clause Home Insurance

In the world of insurance, there always seems to be a catch or clause hidden within the context of any given policy. The water exclusion clause is no exception. Water damage is a contentious issue in most homeowners insurance policies. Especially if you live in an area that frequently receives heavy rains, flooding, or water-related … Read more

Condo vs Townhouse Insurance: Are There Differences?

Condo Vs Townhouse Insurance: Are There Differences?

From the outside, condos and townhomes can be difficult to discern. Most share a similar facade and even boast many of the same interior features. There seems to be little difference between the two dwellings, yet when insurance involved, condos and townhomes couldn’t be more different. When looking into insurance for townhomes and condos, you’ll … Read more

Does Homeowners Insurance Cover College Students?

Does Homeowners Insurance Cover College Students?

If you have a student getting ready to head to college, it can be stressful thinking about how they and their belongings won’t be under roof (and your home insurance) anymore. Fortunately, many college students are still eligible for insurance coverage under the parents’ policies, and there are other accessible options you can choose to … Read more

Does Homeowners Insurance Cover Laptop Damage?

Does Homeowners Insurance Cover Laptop Damage?

Your homeowners insurance can cover more than just your house itself and includes personal property coverage, which provides financial protection in case of damage to your personal belongings. But, how does that coverage apply to expensive technology like a laptop you might need to use every day? Your laptop is very likely to be covered … Read more