Homeowners insurance policies come in many different shapes and sizes. Comparing quotes from multiple providers ensures you're getting the best deal around.
When disasters and losses caused by theft, flood, hail, and accidents happen, your home insurance can be the best solution to get your life back on track. That is why when you file a claim, making sure that you’ll get the full compensation that you’re entitled to. How you can manage your claim is up … Read more
Yes. Your rates will increase after you file a claim. You might think that filing a claim may be the best option when your home has suffered damages caused by flood, fire, theft, and calamities. However, you have to think of how your claim might affect your home insurance in the long run because filing … Read more
You need insurance to protect you from risks that can have profound effects on the physical state of your home, and most especially your family. While you hope you never come across any event of catastrophic proportions, you certainly would rather choose to be protected if and when they occur. But what happens if the … Read more
An above ground pool is always a hit for kids and adults alike. However, it also poses an added risk for flooding, drowning, and other potential injuries. This is why insurance companies always keep their eyes peeled for homes with above ground pool. If your home has an above ground pool, you may be wondering … Read more
Providing protection for your property is an important part of homeownership. You want adequate protection even when you are not occupying the home. There are many reasons why a home unoccupied, for example, when you are planning to sell the property, doing remodeling or renovations, or when you are looking for a new tenant (for … Read more
The HVAC (heating, ventilation, and air conditioning) system is an integral part of your home. In a place where there can be extreme temperatures depending on the prevailing season, keeping your HVAC system in tip-top condition is certainly a must. But like other structures or equipment within your home, your HVAC system is not exempted … Read more
As a homeowner, it is crucial that you understand what your home insurance policy covers in case of fire damage. Standard home insurance policies typically cover damages caused by fire. However, fires caused by arson will automatically void your claim. Understanding Covered and Uncovered Fire Damage The National Fire Prevention Association shares, that in 2017 … Read more
Inflation does both good and bad to the value of your home. While inflation drives the value of your property higher, it also makes the cost of rebuilding it ultimately bigger. It’s a good picture for a homeowner who’s after the bigger resale value, but a dim scenario for the one who intend to keep … Read more
Understanding the differences between homeowners insurance policies will help you choose which one is the best for your home. HO-3 Home Insurance An HO-3 home insurance policy is one of the most common forms in the home insurance market. This policy provides protection for your property, yourself, and the people in the home. It is … Read more
Finding the right home insurance is crucial if you want to get the best protection for your home. There are different types of home insurance policies and some may provide more coverage than others. One of the common information homeowners want to know is the difference between HO-3 and HO-6 home insurance policies. HO-3 Home … Read more
