Home Repair

According to the United States Geological Survey, about 15% of US citizens rely on wells for their private water supply. These American homeowners carry the unique responsibility of maintaining their own well water pump system. As such an important appliance, homeowners may be thinking about what might happen if their system fails. Does your homeowner’s ... Read more

Electrical systems in the home are an out-of-sight, out-of-mind concern for most of us. We assume that as long as there are no dimming lights or buzzing sounds coming from the sockets and LED fixtures, we’re not in danger. This is not the case. There are hundreds of potential electrical faults that can occur in ... Read more

Aluminum electrical wirings have been widely used in the ’60s and ’70s for the construction of homes. First, aluminum is cheaper than copper. Second, there wasn’t much information regarding the dangers of aluminum wiring. However, we know that aluminum wirings increase the risk of fire. This is the reason why it is more difficult to ... Read more

When it comes to homeowners insurance, it’s important to be covered against every possibility. Tornadoes are among some of the most expensive natural disasters and are common in the United States. While the majority of tornadoes touch down in Tornado Alley in the Midwest, tornadoes can occur anywhere, making tornado insurance a necessity. Learn more ... Read more

Remodeling your home can be a big expense and investment, so how does it affect your homeowners insurance? Through your insurance policy, you can still protect your home during a remodel, then help you save money and continue to protect your home and new renovation long after the remodeling process is over.  How to Get ... Read more

What happens if something damages or destroys your retaining wall? Will a homeowner’s insurance claim pay for the repairs? The short answer is yes, home insurance will cover the retaining wall repair if it was damaged by a covered peril unless the insurer explicitly lists retaining walls as not covered. Retaining walls can be crucial ... Read more

Millions of households in the US rely on the furnace to heat the home while furnace maintenance usually goes overlooked until something goes wrong. As millions of households depend on the furnace to heat the home throughout the winter, it’s important to have a backup plan for what you should do if something happens to ... Read more

Your driveway is just as important as the other structures on your property. Luckily, most insurance policies will cover or offer additional coverage to protect it. So, does standard homeowners insurance cover your driveway? Home insurance covers driveway damage as long as the cause of the damage was due to one of the covered perils. ... Read more

Due to their close proximity to the street, mailboxes can be damaged in many circumstances, whether they are hit by a car in an accident or vandalized by a passerby. This can create an inconvenient chore and extra cost that you were probably not planning for. You may have options for reimbursement depending on the ... Read more

The short answer: In some cases, home insurance does cover plumbing damage and in other cases, it does not. A home’s plumbing is a common system of the house that gets damaged for various reasons. This crucial part of a home can become a major expense to repair in the event of damage. It is ... Read more

As with most homeowners insurance claims, if the roof damage is resulting from gradual wear and tear, you will not be reimbursed for replacement. However, if a named peril causes severe damage to your roof requiring a full replacement, your insurance company should pay out. Replacing a roof can be expensive and upwards of $10,000 ... Read more

You come home and find a leak in the ceiling that’s dripping water down onto your living room floor. You trace the leak in the ceiling back to a crack in the chimney which is allowing rainwater to seep through into your roof and then into your living room. Will your homeowner’s insurance cover the ... Read more