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Does Homeowners Insurance Cover Ceiling Collapse?
Homes are susceptible to many different perils. These perils can be frustrating and devastating. Sometimes, these unthinkable situations are minor, like an appliance backup. Other times they can be severe such as a ceiling collapse. When these horrors hit, you may wonder, does your insurance cover ceiling collapse? Ceiling collapse that is caused by a ... Read more
Does Homeowners Insurance Cover Lead Abatement?
Lead poisoning is a serious risk that homeowners need to be aware of, especially if they’re considering getting any work done in their homes. If you’re concerned that lead-based paint might be found within your home, you need to check the exclusions list on your homeowners insurance policy to find out if lead abatement is ... Read more
Does Homeowner Insurance Cover Settling?
Remember the Unsung Hero of Holding Up Your House Most of us probably take for granted the foundation of our house. It performs the unglamorous job of providing support for your entire structure. Some houses have basements, others are on a slab. Either way, the foundation is a very important part of your home. State ... Read more
Does Homeowners Insurance Cover Polybutylene Pipes?
If you are buying or selling a house, there are many things to look over and analyze. The yard, the foundation, the siding, electrical, plumbing, you name it. These are all things that could potentially make, or break a sale. Entire books have been written on this subject. The purpose of this article is to ... Read more
Does Homeowners Insurance Cover Leaking Windows?
Considering how unfortunately common leaking windows can be, it begs the question: does homeowners insurance cover leaking windows? The answer isn’t as straightforward as you may have hoped. Generally, if the window glass is leaking due to being broken by “sudden and accidental” circumstances, your insurance will likely cover the damage in. If your window frames ... Read more
Does Homeowners Insurance Cover Lawn Mower Accidents?
Lawn mower mishaps can lead to expensive health insurance deductibles to treat those injuries. Nearly 80,000 people end up hospitalized in the US from lawn mower injuries every year. If a family member or a worker was injured in a lawnmower accident on your property, you want to know if homeowner insurance will cover it. ... Read more
Does Homeowners Insurance Cover Tree Roots in Sewer Line?
Even though most homeowners prefer to have trees in their yard due to its many benefits such as providing shade, privacy, and an increase in their property value, they should also be aware of the potential damages and unforeseen expenses it could cause to their property. One might ask, but how could an innocent tree ... Read more
Does Homeowners Insurance Cover Dry Rot?
Of all the dangerous problems that can befall a home, dry rot might just be the worst offender. With just a hint of moisture, you have a recipe for a wood-eating fungus that can feast upon the walls of your beloved abode. Dry rot may not seem like a huge deal, but it can quickly ... Read more
Does Homeowners Insurance Cover Clogged Pipes?
One of the worst things a homeowner can face is the reality of a clogged pipe or a clog in the sewer line. Each can cause issues with water backup. In the event of a clogged sewage line, septic lines, which run from your sinks, showers, and toilets, get completely clogged up. When this occurs, ... Read more
Does Homeowners Insurance Cover Pool Leaks?
Choosing to add a pool to your backyard can amount to endless years of entertainment for you and your family. It can also work to add value to your home and create greater resale value should you choose to move. While a pool is largely a positive thing, it can add some complications when it ... Read more
Does Homeowners Insurance Cover Home Renovation Projects?
Choosing to remodel your home or make updates can be a great way to up the value of your place and create an environment you enjoy living in. Whether you’re thinking about remodeling your kitchen or overhauling the bathroom, it is important to consider whether or not your home is adequately protected with insurance should ... Read more
Does Homeowners Insurance Cover Rotted Floors?
In order to find out if your homeowners insurance is going to cover your rotted floors, you have to determine what the actual source was that caused the dry rot to begin with. The dry rot is just a byproduct of another serious issue, a leak of some sort that has been allowed to soak ... Read more
