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Renters Insurance Vs Homeowners Insurance

Both renters insurance and homeowners insurance require regular payments. It must be kept in good standing in order for you to claim any settlement in case of damage or loss. Renters insurance and homeowners insurance are both essential investments that you may need to seriously consider if you want to…

Does Home Insurance Cover Asbestos Removal?

Asbestos is a naturally occurring mineral that was extensively used as a construction material before the 80s. Its resistance to heat made it a suitable insulating material for pipes, floor tiles, ceilings, and other building materials. The use of asbestos was popular in construction, until such time that it was…

Earthquake Insurance

You just bought a house and a standard homeowner’s insurance to go along with it. However, an earthquake strikes and your new home is now in need of repair. You called your insurance company only to find out that your basic homeowner’s insurance doesn’t cover the damage. Wait, what? I…

Scheduled Personal Property Insurance

A standard home insurance policy will always include coverage for damage, destroyed or lost items. Property coverage is an essential part of home insurance because a home is not simply the structure but also the items inside it. However, most homeowners insurance policy set limits to the amount that they…

Hurricane Deductible Explained

If your home is located in an area that has high chances of being affected by a hurricane, chances are your homeowners insurance policy will include hurricane deductible. As a result of increased popularity and development along the east coast, as well as, areas facing the Gulf of Mexico, this…

Landlord Insurance Guide

Financial experts around the world swear by the heaps of benefits if you choose to invest in income property. Income properties are money generating properties such as a rental apartment, condo, house or other commercial properties. If you are planning to invest in a rental property or you have an…

Does Home Insurance Cover Solar Panels?

The search for efficient and renewal source of energy has given the use of solar panels widespread popularity in recent decades. While they may be considered as costly investments, the rewards certainly outweigh the heavy price tag by providing cheaper and environmentally friendly electricity. If you are considering installing a…

Home Insurance Rates By City

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