Find Cheaper Homeowners Insurance

Lawrenceville, Georgia Homeowners Insurance

Lawrenceville, Georgia Homeowners Insurance

Lawrenceville, Georgia Homeowners Insurance
Lawrenceville house by allhomesinmetroatlanta.com

The beautiful city of Lawrenceville is known for its friendly vibes, the small town feels, and old historical sites. Families who are planning to live and invest in this town will find a wide range of insurance companies available. To help you find the most affordable homeowners insurance in Lawrenceville, we have put together this easy to follow guide. 

The city is the county seat of Gwinnett County, as well as, the second oldest city within the Atlanta metropolitan area. Since Lawrenceville is only an hour away from Atlanta, it is a choice of home for many families who are looking forward to avoiding the usually busy streets of metropolitans. Apart from the usual summer heat and the need to commute to Atlanta, this city is a good choice for young families. 

Lawrenceville gives off friendly suburban feels. Many families who are living in Lawrenceville have members who are working in Atlanta, making it a suburb-city and part of the mega-metropolitan area. With just 29,795 residents in 2018, it is not surprising that this city can easily become endearing to families. It is a tight-knit community with a small downtown area, dozens of basic education schools, and even two public colleges. 

The city was incorporated in 1821, which makes it the second oldest city in the Atlanta Metropolitan area. Strolling around the downtown area, you will be able to enjoy a number of historical buildings, landmarks, and antique locations. 

Demographics

  • Population: 29,795
  • Households: 10,266
  • Owner-Occupied Housing: 49.7%
  • Person Per Household: 2.82
  • Average Family Size: 3.40
  • Median Value of Owner-Occupied Housing Units: $154,400
  • Median Gross Rent: $993

Average Homeowners Insurance Costs In Georgia

Even when Georgia is located right next to Florida, where hurricanes frequently hit, it does not have as expensive homeowners insurance as its neighbor. This makes the state a great choice if you want to save on insurance cost and get the most out of your investment. In fact, Georgia is number 20 out of 50 states when it comes to the most expensive insurance. The average homeowners insurance premium in this state is $1200 per year, according to the 2016 data (latest available). 

Home Insurance Companies in Lawrenceville Georgia

You should be able to find a range of affordable homeowners insurance in Lawrenceville. With affordable real estate and cost of living you can also expect cheaper premium costs. Here are the best examples of the average cost of insurance in Lawrenceville for homes valued at $200,000.

Company$1000 Deductible
AIG$742
American Family $561
American Modern$1080.02
American National$715
American Standard$990.89
Amica$1218
Central Mutual$1196
Chubb$1236
Georgia Farm Bureau$1939.2
Grange$740
Great Northern$1236
Homesite$922
Integon$1412
Massachusetts Bay$1187
QBE$1237
First Protective$977
Memberselect$854.57
Old Dominion$788
Trustguard$965
State Farm $1737
Universal$1089.68

In this data, it shows that the most affordable homeowners insurance in Lawrenceville, GA is American Family offering premiums as low as $561. Other affordable insurance companies are Grange, AIG, and American National. 

Identifying Hazards in Lawrenceville

Safety and security, school system, and cost of living are only some of the most common things that you want to take a look at when you are choosing the best place to live in. Georgia is generally a safe place to live in but it is not without its own hazards that every homeowner should know about. For example, the state is the 7th rainiest in the country, so there are chances of flooding in some areas. 

Many homeowners in Georgia secure their homes by making sure they have insurance coverage for perils like flood and water damage. Other hazards that you should be wary of are an urban flood, tornadoes, extreme heat, and landslides. 

Theft and Burglary Cases in Cedartown Georgia

Property crime rates in Lawrenceville Georgia is within the range of the national average. In 2018, there were 516.3 burglaries reported which is very near the national range of 500.1. Reported theft is at 2,373.1 which is also near the national average. The best way to keep your property safe is to make sure that your insurance has theft and burglary coverage. This is especially crucial if you keep valuables like jewelry, fine art, and expensive electronics at home. 

Lawrenceville, Georgia is a great place to live in especially if you are looking for a suburb-city within Atlanta. The affordable cost of living and a short distance to Atlanta makes it a good place to settle in. 

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